9512 Amy Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9512 Amy Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$234,900 (Mar 2021)
Tax Bill	$5,022 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-01-173-0091-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-173-0091-000`

Exterior

Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	174 ft deep x 78.7 ft wide

Location & Zoning

Street Address	9512 AMY RD
City	CLAY
State	MI
Zip	48001-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 91 TIMBER RIDGE SUBDIVISION NO 3 ACCORDING TO THE PLAT RECORDED IN LIBER 106 PGS 1 THRU 10 ST CLAIR COUNTY REGISTER OF
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Legal Lot Number	91
Legal Unit	91
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3003
Census Tract	649000

Owner

9512 Amy Rd is owned and occupied by an individual who bought it in March 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	9512 AMY RD, CLAY, MI 48001-4819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
May 21, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	May 21, 2019 · Amount on File
Deed Document Number	20218561
Deed Book / Page	5339 / 632
Prior Transfer Date	Sep 13, 2016
Prior Transfer Doc	004749/634
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 25, 2021
Property Address	9512 AMY RD, CLAY, MI 48001-4819
Document Number	0005339632
Book / Page	5339 / 632
Map Reference	LB 106 PG 1-10
Instrument Date	Mar 8, 2021
Instrument	2021008561
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7077 MARSH RD, 7077, COTTRELLVILLE, MI 48039-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9512 AMY RD, CLAY, MI 48001-4819

Mortgage

Document Number	0005333884
Date	Mar 12, 2021
Book Page	5333/884
Instrument	2021007332

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 21, 2019
Property Address	9512 AMY RD, CLAY, MI 48001-4819
Document Number	0050580220
Book / Page	005058 / 000220
Instrument Date	May 8, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7077 MARSH RD COTTRELLVILLE MI 480392704, COTTRELLVILLE, MI 48039-2704

Tax Assessment & Valuation

The 2025 property tax bill for 9512 Amy Rd was $5,022 with a homeowner's exemption, up 2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,900 (+5.05%)	$303,800
2025	$5,022.00 (+2.01%) Homeowner's exemption	$144,600
2024	$4,923.00		$289,200
2023		$122,200
2022	$4,352.00		$244,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9512 Amy Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9512 Amy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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