9510 Amy Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9510 Amy Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 2015
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (Dec 2018)
Tax Bill	$4,612 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-01-173-0092-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-173-0092-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	164 ft deep x 93.4 ft wide
Garage Area	882 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9510 AMY RD
City	CLAY
State	MI
Zip	48001-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 92 TIMBER RIDGE SUBDIVISION NO 3 ACCORDING TO THE PLAT RECORDED IN LIBER 106 PGS 1 THRU 10 ST CLAIR COUNTY REGISTER OF
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Legal Lot Number	92
Legal Unit	92
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	3
Census Block	3003
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9510 AMY RD, CLAY, MI 48001-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 29, 2021	Intrafamily Transfer, Transfer
Dec 17, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Aug 26, 2015 · Amount on Record
Deed Document Number	201827672
Deed Book / Page	5017 / 521
Last Transfer Date	Mar 19, 2021
Transfer Doc	0005342449
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9510 AMY RD, CLAY, MI 48001-4819
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005042391
Date	Apr 1, 2019
Book Page	5042/391
Instrument	2019005678

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9510 AMY RD, CLAY, MI 48001-4819
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005114887
Date	Oct 31, 2019
Book Page	5114/887
Instrument	2019022826

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9510 AMY RD, CLAY, MI 48001-4819
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9510 AMY RD, CLAY, MI 48001-4819

Mortgage

Document Number	0005270488
Date	Nov 12, 2020
Book Page	5270/488
Instrument	2020028278

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44135

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 29, 2021
Property Address	9510 AMY RD, CLAY, MI 48001-4819
Document Number	0005342449
Book / Page	5342 / 449
Map Reference	LB 106 PG 1-10
Instrument Date	Mar 19, 2021
Instrument	2021009040
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9510 AMY RD, CLAY, MI 48001-4819

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 17, 2018
Property Address	9510 AMY RD, CLAY, MI 48001-4819
Document Number	0005017521
Book / Page	5017 / 521
Map Reference	LB 106 PG 1-10
Instrument Date	Dec 7, 2018
Instrument	2018027672
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14041 BRUNI DR, SPRING HILL, FL 34609-8726

Mortgage

Document Number	0005017522
Date	Dec 17, 2018
Book Page	5017/522
Instrument	2018027673

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,200 (+4.81%)	$296,400 (+4.81%)
2025	$4,612.00 (+2.01%) Homeowner's exemption	$141,400 (+18.33%)
2024	$4,521.00 (+12.02%)		$282,800 (+18.33%)
2023		$119,500
2022	$4,036.00		$239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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