9510 W Floyd Dr, Cheney, WA 99004 Property Records

Spokane County property record for 9510 W Floyd Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 2017
Lot Size	0.343 acres (14,956 sqft)
Owner	2 Trust Names on File
Last Sale	$340,899 (Nov 2017)
Tax Bill	$5,060 (2026)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24181.1405`

Property Details

APN / Parcel Number

Primary APN	`24181.1405`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,175 sqft Living Area
Gross Area	3,059 sqft
1st Floor Area	2,175 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,956 sqft (0.343 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Patio Area	311 sqft
Canopy	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9510 W FLOYD DR
City	CHENEY
State	WA
Zip	99004-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WEST TERRACE 5TH ADD LT 5 BLK 1 (AFN# 6570380)
Legal Subdivision	WEST TERRACE 5TH ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4013
Census Tract	14100

Owner

9510 W Floyd Dr is owner-occupied and held in a trust since November 2017.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9510 W FLOYD DR, CHENEY, WA 99004-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on File
Deed Sale	Nov 17, 2017 · Amount on File
Prior Sale	May 1, 2017 · Amount on File
Deed Document Number	20176660260
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 17, 2017
Property Address	9510 W FLOYD DR, CHENEY, WA 99004-9775
Document Number	0006660260
Map Reference	VOL39 PG12&13
Instrument Date	Nov 17, 2017
Instrument	6660260
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,073.01
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	9510 W FLOYD DR, CHENEY, WA 99004-9775

Mortgage

Document Number	0006660261
Date	Nov 17, 2017
Instrument	6660261

Lender

Name	ALASKA USA MORTGAGE CO LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 9510 W Floyd Dr was $5,060, down 2.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,060.00 (-2.32%)	$521,600 Land $90,000 Building $431,600	$521,600 Land $90,000 Building $431,600
2025	$5,180.00
2024		$510,300 (+31.59%) Land $90,000 Building $420,300	$510,300 (+31.59%) Land $90,000 Building $420,300
2023	$4,247.00 (+4.81%)	$387,800 Land $68,000 Building $319,800	$387,800 Land $68,000 Building $319,800
2022	$4,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9510 W Floyd Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9510 W Floyd Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 42% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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