9502 W Floyd Dr, Cheney, WA 99004 Property Records

Spokane County property record for 9502 W Floyd Dr, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,897 sqft · built 2018
Lot Size	0.281 acres (12,249 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Nov 2020)
Tax Bill	$4,785 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24181.1801`

Property Details

APN / Parcel Number

Primary APN	`24181.1801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,897 sqft Living Area
Gross Area	2,839 sqft
1st Floor Area	1,897 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,249 sqft (0.281 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces
Patio Area	165 sqft
Canopy	237 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	9502 W FLOYD DR
City	CHENEY
State	WA
Zip	99004-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	18-24-42: WEST TERRACE FIFTH ADDITION, PHASE II LOT 1 BLOCK 1.
Legal Range	42
Legal Township	24
Legal Section	18
Legal Subdivision	WEST TERRACE FIFTH ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4013
Census Tract	14100

Owner

9502 W Floyd Dr is owned and occupied by an individual who bought it in November 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	9502 W FLOYD DR, CHENEY, WA 99004-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
Nov 20, 2020	Quit Claim Deed, Transfer VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC
May 15, 2019	Warranty Deed, Transfer · Commercial Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	May 15, 2019 · Amount on File
Deed Document Number	20206998813
Prior Transfer Date	Nov 18, 2020
Prior Transfer Doc	0006998818
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 20, 2020
Property Address	9502 W FLOYD DR, CHENEY, WA 99004-9775
Document Number	0006998813
Map Reference	VOL 41 PG 1
Instrument Date	Nov 19, 2020
Instrument	6998813
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,445.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9502 W FLOYD DR, CHENEY, WA 99004-9775

Mortgage

Document Number	0006998819
Date	Nov 20, 2020
Instrument	6998819

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Nov 20, 2020
Property Address	9502 W FLOYD DR, CHENEY, WA 99004-9775
Document Number	0006998818
Instrument Date	Nov 18, 2020
Instrument	6998818
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9502 W FLOYD DR CHENEY WA 990049775, CHENEY, WA 99004-9775

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 15, 2019
Property Address	9502 W FLOYD DR, CHENEY, WA 99004-9775
Document Number	0006805664
Map Reference	VOL 41 PG 1
Instrument Date	May 9, 2019
Instrument	6805664
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$4,526.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8220 W GAGE BLVD, KENNEWICK, WA 99336-8113
Investor	Possibly a Property Investor

Mortgage

Document Number	0006805665
Date	May 15, 2019
Instrument	6805665

Lender

Name	BANNER BANK
Type	Bank
Address	BOTHELL, WA 98011

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 9502 W Floyd Dr was $4,785, down 4.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,785.00 (-4.38%)	$492,900 Land $90,000 Building $402,900	$492,900 Land $90,000 Building $402,900
2025	$5,004.00
2024		$493,000 (+21.34%) Land $90,000 Building $403,000	$493,000 (+21.34%) Land $90,000 Building $403,000
2023	$4,104.00 (-3.3%)	$406,300 Land $68,000 Building $338,300	$406,300 Land $68,000 Building $338,300
2022	$4,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9502 W Floyd Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9502 W Floyd Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 42% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on W Floyd Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures