9510 SE Emerald Loop, Happy Valley, OR 97086 Property Records

Clackamas County property record for 9510 SE Emerald Loop, Happy Valley, OR 97086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,077 sqft · built 2003
Lot Size	0.459 acres (20,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,120,000 (Jun 2024)
Tax Bill	$13,904 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12E25BC04701`

Property Details

APN / Parcel Number

Primary APN	`12E25BC04701`
Alternative APN	`05003514`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	4,077 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	20,001 sqft (0.459 acres)

Location & Zoning

Account Number	05003514
Street Address	9510 SE EMERALD LOOP
City	HAPPY VALLEY
State	OR
Zip	97086-8037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	SUBDIVISION EMERALD VALLEY LT 1 3658
Legal Range	2E
Legal Township	1S
Legal Section	25
Legal Subdivision	EMERALD VALLEY
Legal Lot Number	1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	4
Census Block	4004
Census Tract	22208

Owner

9510 SE Emerald Loop is owned by two individuals who bought it in June 2024.

Source: Clackamas County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6412 SE TOLMAN ST, PORTLAND, OR 97206-6636
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Apr 12, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on File
Deed Sale	Jun 14, 2024 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	202421002
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	9510 SE EMERALD LOOP, HAPPY VALLEY, OR 97086-8037
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	LAWYERS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9510 SE EMERALD LOOP, HAPPY VALLEY, OR 97086-8037

Mortgage

Document Number	0000001060
Date	Jan 12, 2026
Instrument	2026-001060

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	9510 SE EMERALD LOOP, HAPPY VALLEY, OR 97086-8037
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039197
Date	Jul 8, 2019
Instrument	2019-039197

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 12, 2019
Property Address	9510 SE EMERALD LOOP, HAPPY VALLEY, OR 97086-8037
Document Number	0000019096
Instrument Date	Apr 5, 2019
Instrument	19096
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$790.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9510 SE EMERALD LOOP HAPPY VALLEY OR 970868037, HAPPY VALLEY, OR 97086-8037

Tax Assessment & Valuation

The 2025 property tax bill for 9510 SE Emerald Loop was $13,904.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Happy Valley City
Unified School District	North Clackamas School District 12 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,904.00	$704,541	$1,098,380 Land $400,000 Building $698,380
2023	$12,760.00	$649,962	$1,062,660 Land $395,200 Building $667,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9510 SE Emerald Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9510 SE Emerald Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635
Water Source	Purchased surface water from several systems
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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