9510 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 9510 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 1936
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jun 2017)
Tax Bill	$6,686 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`91-21092`

Property Details

APN / Parcel Number

Primary APN	`91-21092`
Alternative APN	`32022054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,175 sqft Living Area
1st Floor Area	1,551 sqft
2nd Floor Area	624 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1936
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	87,120 sqft (2 acres)
Lot Width	218 ft Width
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9510 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22-A
Legal Description	9 6 24 NE 1/4 & SE 1/4 IRREG PCE BEING 2.000 AC MEAS 388.8 F
Legal Subdivision	9 06 24 NE 1/4
Legal Lot Number	1
Jurisdiction	LUCAS OH
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3015
Census Tract	8906

Owner

9510 S River Rd is owned and occupied by an individual who bought it in June 2017.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	9510 S RIVER RD, WATERVILLE, OH 43566-9524
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jun 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Jun 27, 2008
Deed Document Number	17104722
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	9510 S RIVER RD, WATERVILLE, OH 43566-9524
Document Number	0000051078
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9510 S RIVER RD WATERVILLE OH 435669524, WATERVILLE, OH 43566-9524

Mortgage

Document Number	0000051078
Date	Nov 13, 2018
Instrument	51078

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jun 29, 2017
Property Address	9510 S RIVER RD, WATERVILLE, OH 43566-9524
Document Number	0000027297
Instrument Date	Feb 2, 2017
Instrument	27297
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$920.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9510 S RIVER RD WATERVILLE OH 435669524, WATERVILLE, OH 43566-9524

Tax Assessment & Valuation

The 2025 property tax bill for 9510 S River Rd was $6,686, up 13.4% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Waterville Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,686.00 (+13.4%)	$111,720 (-) Land $18,515 Building $93,205
2024	$5,896.00 (+16.78%)	$111,720 (+36.94%) Land $18,515 Building $93,205	$319,200 Land $52,900 Building $266,300
2023	$5,049.00 (-0.71%)	$81,585 (-) Land $12,600 Building $68,985
2022	$5,085.00 Homeowner's exemption	$81,585 Land $12,600 Building $68,985
2021			$233,100 Land $36,000 Building $197,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9510 S River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9510 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
M2X Communications Fiber	750 / 750

May also be available: MetaLINK Technologies, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S River Rd

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