Lucas County property record for 9431 S River Rd, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,896 sqft · built 1975 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,525 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 91-21097 |
| Primary APN | 91-21097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,896 sqft Living Area |
| 1st Floor Area | 2,182 sqft |
| 2nd Floor Area | 2,714 sqft |
| Attic | Attic |
| Attic Area | 1,360 sqft |
| Basement Area | 1,670 sqft |
| Year Built | Built 1975 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 81,022 sqft (1.86 acres) |
| Lot Width | 199 ft Width |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 600 sqft |
| Deck Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 9431 S RIVER RD |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-9523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22-A |
| Legal Description | 9 6 24 LOT 1 PT SLY RD BEING SWLY198.55 FT NELY 397.1 |
| Legal Subdivision | 9 06 24 |
| Legal Lot Number | 1 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 8906 |
9431 S River Rd is owned and occupied by two individuals who acquired it in January 1999.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9431 S RIVER RD, WATERVILLE, OH 43566-9523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 1999 |
| Deed Sale | Jan 15, 1999 |
| Prior Sale | Sep 12, 1997 · Amount on File |
| Deed Document Number | 99200200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUCAS OH |
| Property Address | 9431 S RIVER RD, WATERVILLE, OH 43566-9523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9431 S RIVER RD, WATERVILLE, OH 43566-9523 |
| Document Number | 0000006814 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 202303090006814 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Feb 24, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 9431 S River Rd was $9,525, down 15.3% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Waterville Township |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,525.00 (-15.33%) | $160,825 (-23.01%) Land $16,205 Building $144,620 | |
| 2024 | $11,250.00 (+50.68%) | $208,880 (+71.25%) Land $16,205 Building $192,675 | $459,500 Land $46,300 Building $413,200 |
| 2023 | $7,466.00 (-0.76%) | $121,975 (-) Land $23,975 Building $98,000 | |
| 2022 | $7,523.00 Homeowner's exemption | $121,975 Land $23,975 Building $98,000 | |
| 2021 | $348,500 Land $68,500 Building $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9431 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9431 S River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| M2X Communications Fiber | 750 / 750 |
May also be available: MetaLINK Technologies, Verizon.
5G (outdoors only) and 4G LTE
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