Franklin County property record for 951 Vernaci Ln, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,560 sqft · built 1973 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,058 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1-02.0-0-000-016.000 |
| Primary APN | 19-1-02.0-0-000-016.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 74,052 sqft (1.7 acres) |
| Patio Area | 312 sqft |
| Shed | 1 Shed |
| Street Address | 951 VERNACI LN |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-1063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | PT SE SE |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 02 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 800702 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 951 VERNACI LN, PACIFIC, MO 63069-1063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH MORTGAGE INC |
| Jan 28, 2021 | Warranty Deed, Transfer · Line of Credit FIRST STATE CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 |
| Deed Sale | Jan 28, 2021 |
| Deed Document Number | 2101753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 951 VERNACI LN, PACIFIC, MO 63069-1063 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002122683 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2122683 |
| Name | FLAT BRANCH MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 28, 2021 |
| Property Address | 951 VERNACI LN, PACIFIC, MO 63069-1063 |
| Document Number | 0000001753 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 1753 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2021 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8191 STATE ROAD BB HILLSBORO MO 630501402, HILLSBORO, MO 63050-1402 |
| Document Number | 1754 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 1754 |
| Name | FIRST STATE CMNTY BK |
|---|---|
| Address | HILLSBORO, MO 63050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,058.00 (+3.47%) | $32,826 (+16.58%) | $172,770 (+16.58%) Land $25,810 Building $146,960 |
| 2023 | $1,989.00 (+12.5%) | $28,158 | $148,200 Land $24,100 Building $124,100 |
| 2022 | $1,768.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless | 600 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: Wisper ISP.
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