Franklin County property record for 902 Vernaci Ln, Pacific, MO 63069 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,752 sqft · built 1982 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $172,500 (Aug 2008) |
| Tax Bill | $2,525 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-1-02.0-0-000-019.100 |
| Primary APN | 19-1-02.0-0-000-019.100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 56,628 sqft (1.3 acres) |
| Deck Area | Deck Area |
| Patio Area | 350 sqft |
| Street Address | 902 VERNACI LN |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-1062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE SE |
| Legal Range | 02E |
| Legal Township | 43 |
| Legal Section | 02 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 800702 |
Source: Franklin County records · APN 19-1-02.0-0-000-019.100
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 VERNACI LN, PACIFIC, MO 63069-1062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2021 | Deed of Trust, Mortgage GUILD MTG |
| Aug 27, 2020 | Deed of Trust, Mortgage VANTAGE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2008 · Amount on Record |
| Deed Sale | Aug 28, 2008 · Amount on Record |
| Deed Document Number | 0816299 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 902 VERNACI LN, PACIFIC, MO 63069-1062 |
| Document Number | 0000001473 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 902 VERNACI LN PACIFIC MO 630691062, PACIFIC, MO 63069-1062 |
| Document Number | 0000001473 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 1473 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 24, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 902 VERNACI LN, PACIFIC, MO 63069-1062 |
| Document Number | 0000014726 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 902 VERNACI LN PACIFIC MO 630691062, PACIFIC, MO 63069-1062 |
| Document Number | 0000014726 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 14726 |
| Name | VANTAGE CU |
|---|---|
| Address | BRIDGETON, MO 63044 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 03, 2035 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,525.00 (+3.48%) | $38,089 (+10.23%) | $200,470 (+10.23%) Land $21,300 Building $179,170 |
| 2023 | $2,440.00 (+13.07%) | $34,553 | $181,860 Land $20,000 Building $161,860 |
| 2022 | $2,158.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290718007022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2026, other causes |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 103 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Bays-ET Highspeed | Fixed Wireless (unlicensed) | 600 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures