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951 Spears Dr, Elgin, SC 29045 Property Records

Richland County property record for 951 Spears Dr, Elgin, SC 29045 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,602 sqft · built 2007
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Jul 2022)
Tax Bill$2,098 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25810-02-60

Property Details

APN / Parcel Number

Primary APN25810-02-60
Alternative APNs
  • R25810-02-60
  • 01891144

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,602 sqft Heated Area
Gross Area2,030 sqft
1st Floor Area711 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage Area253 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area175 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01891144
Street Address951 SPEARS DR
CityELGIN
StateSC
Zip29045-8295
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 84.5X169.6X87X176.7 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 RB1947-2742
Legal SubdivisionSPEARS CREEK VILLAGE
Legal Lot Number38,84
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group1
Census Block1003
Census Tract11414

Owner

Source: Richland County records · APN 25810-02-60

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2022 · Amount on Record
Deed SaleJul 01, 2022 · Amount on Record
Prior SaleDec 12, 2016 · Amount on Record
Deed Document Number202237750
Deed Book / Page2759 / 294
Record UpdatedSep 20, 2026

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateJul 01, 2022
Property Address951 SPEARS DR, ELGIN, SC 29045-8295
Document Number0027590294
Book / Page2759 / 294
Map ReferenceMB 1158 PG 3105
Instrument DateJun 30, 2022
Instrument2022037750
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$533.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address951 SPEARS DR, ELGIN, SC 29045-8295

Mortgage

Document Number2022037751
DateJul 01, 2022
Instrument2022037751
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,098.00 (-70.66%)$210,060 (+64.11%)
2023$7,151.00 (+412.62%)
2021$1,395.00$5,120$128,000 Land $24,000 Building $104,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790114141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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