Richland County property record for 947 Spears Dr, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,781 sqft Heated Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2018) |
| Tax Bill | $1,676.00 (2025) |
| Primary APN | 25810-02-61 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,781 sqft Heated Area |
| Gross Area | 2,138 sqft Gross Area |
| 1st Floor | 766 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 253 sqft Garage |
| Porch Area | 104 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01891153 |
|---|---|
| Street Address | 947 SPEARS DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8295 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 39 27.9X89.4X122.4X169.7 #SU SPEARS CREEK VILLAGE PH 2 #PR RB1158-3105 RB2290-763 |
| Legal Subdivision | SPEARS CREEK VILLAGE |
| Legal Lot Number | 27,39 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 11414 |
Source: Richland County records · APN 25810-02-61
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 947 SPEARS DR, ELGIN, SC 29045-8295 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Nov 01, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Apr 05, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORCOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2018 · Amount on Record |
| Deed Sale | Apr 05, 2018 · Amount on Record |
| Prior Sale | Feb 29, 2016 · Amount on Record |
| Deed Doc Number | 201821022 |
| Deed Book / Page | 2292 / 3452 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 947 SPEARS DR, ELGIN, SC 29045-8295 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 947 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 0027003182 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 2700/3182 |
| Instrument | 2021085006 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 947 SPEARS DR, ELGIN, SC 29045-8295 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 947 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 0026821259 |
|---|---|
| Date | Nov 01, 2021 |
| Book Page | 2682/1259 |
| Instrument | 2021072765 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 05, 2018 |
| Property Address | 947 SPEARS DR, ELGIN, SC 29045-8295 |
| Document Number | 2292/3452 |
| Book / Page | 002292 / 003452 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 21022 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $499.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 947 SPEARS DR ELGIN SC 290458295, ELGIN, SC 29045-8295 |
| Document Number | 2292/3456 |
|---|---|
| Date | Apr 05, 2018 |
| Book Page | 002292/003456 |
| Instrument | 21023 |
| Name | NORCOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | AVON, CT 06001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 04, 2048 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,676.00 (+13.86%) | $155,300 (+2,775.93%) | $233,600 (+73.04%) Land $34,000 Building $199,600 |
| 2023 | $1,472.00 (+1.24%) | $5,400 (-) | $135,000 (-) |
| 2021 | $1,454.00 | $5,400 | $135,000 Land $24,000 Building $111,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures