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951 S Ruby Rd, Coeur D Alene, ID 83814 Property Records

Kootenai County property record for 951 S Ruby Rd, Coeur D Alene, ID 83814

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 3,060 sqft · built 2018
Lot Size20 acres (871,679 sqft)
Owner2 Company Names on Record
Last Sale$637,500 (Sep 2020)
Tax Bill$5,095 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2019 Re-recorded Document
Flood ZoneZone X (minimal risk)
APN50N04W172000

Property Details

APN / Parcel Number

Primary APN50N04W172000
Alternative APN
  • 231317

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,060 sqft Living Area
1st Floor Area924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeFrame
Lot Area871,679 sqft (20 acres)
Garage TypeAttached
Garage Area994 sqft
Parking Spaces4 Parking Spaces
Pole Barn1,512 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump

Location & Zoning

Account Number231317
Street Address951 S RUBY RD
CityCOEUR D ALENE
StateID
Zip83814-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGSUB
Legal DescriptionTAX#26298 [IN NE4] 1750N04W
Legal Range04W
Legal Township50N
Legal Section17
Legal SubdivisionNE-NE
JurisdictionKOOTENAI ID
Township / Civil DivisionCOEUR D'ALENE
Census Block Group1
Census Block1039
Census Tract2000

Owner

Source: Kootenai County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address951 S RUBY RD, COEUR D ALENE, ID 83814-9649
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Warranty Deed, Transfer · Conventional Mortgage
WILLAMETTE VALLEY BANK
Jan 7, 2019Re-recorded Document
NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Deed Document Number20202778405000
Last Transfer DateAug 30, 2023
Transfer Doc0002946972
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateSep 18, 2020
Property Address951 S RUBY RD, COEUR D ALENE, ID 83814-9649
Document Number2778405000
Instrument DateSep 17, 2020
Instrument2778405000
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyNORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address951 S RUBY RD, COEUR D ALENE, ID 83814-9649

Mortgage

Document Number2778406000
DateSep 18, 2020
Instrument2778406000
Lender
NameWILLAMETTE VALLEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

January 2019: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKOOTENAI ID
Recording DateJan 7, 2019
Property Address951 S RUBY RD, COEUR D ALENE, ID 83814-9649
Document Number2676527000
Instrument DateJan 7, 2019
Instrument2676527000
Record UpdatedSep 22, 2021
Title CompanyNORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address905 S JARVIS RD, COEUR D ALENE, ID 83814-9644

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
Unified School DistrictCoeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,095.00 (+2.52%) Homeowner's exemption$1,535,231 (+8.84%) Land $464,671 Building $1,070,560$1,829,665 (+10.2%) Land $759,105 Building $1,070,560
2024$4,970.00 (+13.01%)
2023$4,398.00 (-18.22%) Homeowner's exemption$1,410,499 (-1.84%) Land $419,329 Building $991,170$1,660,363 (-3.18%) Land $669,193 Building $991,170
2022$5,378.00 Homeowner's exemption$1,436,980 Land $445,810 Building $991,170$1,714,913 Land $723,743 Building $991,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims3 (1997–2012)
Claims Outside the SFHA1 of 3
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 85% of Idaho
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Intermax Networks
Fixed Wireless		100 / 20
Wired or Wireless
Fixed Wireless · not low latency		30 / 10

May also be available: AT&T, T-Mobile, Ziply Fiber.

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