Kootenai County property record for 681 S Ruby Rd, Coeur D Alene, ID 83814
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1915 |
| Lot Size | 2.21 acres (96,660 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,072 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 50N04W170225 |
| Primary APN | 50N04W170225 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame |
| Lot Area | 96,660 sqft (2.21 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Stable | 240 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 105142 |
|---|---|
| Street Address | 681 S RUBY RD |
| City | COEUR D ALENE |
| State | ID |
| Zip | 83814-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGSUB |
| Legal Description | TAX #12232 1750N04W |
| Legal Range | 04W |
| Legal Township | 50N |
| Legal Section | 17 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | COEUR D'ALENE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 2000 |
681 S Ruby Rd is owner-occupied and held in a trust since May 2023.
Source: Kootenai County records, as of May 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 681 S RUBY RD, COEUR D ALENE, ID 83814-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 9, 2023 |
| Transfer Doc | 0002948109 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 681 S Ruby Rd was $1,072 with a homeowner's exemption, down 19.9% from the year before.
Source: Kootenai County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Coeur d'Alene School District 271 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,072.00 (-19.94%) Homeowner's exemption | $383,791 Land $281,231 Building $102,560 | $383,791 Land $281,231 Building $102,560 |
| 2024 | $1,339.00 (+22.51%) | ||
| 2023 | $1,093.00 (-19.16%) Homeowner's exemption | $407,574 (-4.42%) Land $324,954 Building $82,620 | $407,574 (-4.42%) Land $324,954 Building $82,620 |
| 2022 | $1,352.00 Homeowner's exemption | $426,430 Land $343,810 Building $82,620 | $426,430 Land $343,810 Building $82,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 681 S Ruby Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 3 (1997–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 681 S Ruby Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
May also be available: AT&T, T-Mobile, Ziply Fiber.
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