Mitchell County property record for 951 Pine Tree Rd, Spruce Pine, NC 28777 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 288,367 sqft (6.62 acres) |
| Last Sale | $525,000 (2026) |
| Tax Bill | $2,914.00 (2025) |
| Primary APN | 0778-00-14-9783 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,176 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood Construction |
| Lot Area | 288,367 sqft (6.62 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555782715 |
|---|---|
| Street Address | 951 PINE TREE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-6142 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | & 39 ALPINE MTN |
| Legal Subdivision | THE ALPINE MOUNTAIN SUBDIVISION |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 2 |
| Census Block | 2052 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0778-00-14-9783
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 855 EDMISTON RD, MOUNT ULLA, NC 28125-8749 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jan 02, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Dec 07, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Apr 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Apr 23, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Apr 23, 2020 · Amount on Record |
| Deed Doc Number | 2026764 |
| Deed Book / Page | 689 / 512 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 951 PINE TREE RD, SPRUCE PINE, NC 28777-6142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 951 PINE TREE RD, SPRUCE PINE, NC 28777-6142 |
| Document Number | 000685/896 |
|---|---|
| Date | Jan 02, 2026 |
| Book Page | 685/896 |
| Instrument | 2026000001 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 951 PINE TREE RD, SPRUCE PINE, NC 28777-6142 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2026 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 951 PINE TREE RD, SPRUCE PINE, NC 28777-6142 |
| Document Number | 000652/258 |
|---|---|
| Date | Dec 07, 2022 |
| Book Page | 652/258 |
| Instrument | 2022003317 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 30, 2026 |
| Property Address | 951 PINE TREE RD, SPRUCE PINE, NC 28777-6142 |
| Document Number | 0000000764 |
| Book / Page | 689 / 512 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.764 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 855 EDMISTON RD, MOUNT ULLA, NC 28125-8749 |
| Document Number | 0000000764, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 2026.764 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 23, 2020 |
| Property Address | 951 PINE TREE RD, SPRUCE PINE, NC 28777-6142 |
| Document Number | 612/639 |
| Book / Page | 612 / 639 |
| Map Reference | MB 2 PG 78-81 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 2020000627 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 312, LITTLE SWITZERLAND, NC 28749-0312 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 951 PINE TREE RD, SPRUCE PINE, NC 28777-6142 |
| Document Number | 2020000628 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020000628 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2045 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,914.00 (+1.57%) | $455,400 (-) Land $107,400 Building $348,000 | |
| 2023 | $2,869.00 | $455,400 Land $107,400 Building $348,000 | $455,400 Land $107,400 Building $348,000 |
951 Pine Tree Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 55th percentile of exposed land nationally · 77th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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