866 Pine Tree Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 866 Pine Tree Rd, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2008
Square Footage1,369 sqft Living Area
Lot Size192,971 sqft (4.42 acres)
OccupancyOwner Occupied
Last Sale$597,000 (2022)
Tax Bill$2,903.00 (2025)

Property Details

APN / Parcel Number

Primary APN0778-00-23-4915
Alternative APNs
  • 555783927
  • 555784541

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,369 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2008
Construction TypeWood Construction
Lot Area192,971 sqft (4.42 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number555784541
Street Address866 PINE TREE RD
CitySPRUCE PINE
StateNC
Zip28777-0657
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 27-28 ALPINE MTN
JurisdictionMITCHELL NC
Minor Civil DivisionGRASSY CREEK
Census Blockgroup2
Census Block2057
Census Tract950400

Owner

Source: Mitchell County records · APN 0778-00-23-4915

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address866 PINE TREE RD, SPRUCE PINE, NC 28777-0657
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Nov 12, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 29, 2020Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 14, 2022 · Amount on Record
Deed SaleOct 14, 2022 · Amount on Record
Prior SaleNov 12, 2021 · Amount on Record
Deed Doc Number2022002884
Deed Book / Page650 / 167
Record RefreshedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateOct 14, 2022
Property Address866 PINE TREE RD, SPRUCE PINE, NC 28777-0657
Document Number000650/167
Book / Page650 / 167
Map ReferenceMB 2 PG 78-81
Instrument DateOct 14, 2022
Instrument2022002884
Transaction TypeTransfer
Record UpdatedOct 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,194.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address29 ENCHANTED OAK LN, 29, ALEXANDER, NC 28701-0019

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 PINE TREE RD, SPRUCE PINE, NC 28777-0657

Mortgage

Document Number2022002885
DateOct 14, 2022
Instrument2022002885
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateNov 12, 2021
Property Address866 PINE TREE RD, SPRUCE PINE, NC 28777-0657
Document Number636/69
Book / Page636 / 69
Map ReferenceMB 2 PG 78-81
Instrument DateNov 08, 2021
Instrument2021002625
Transaction TypeTransfer
Record UpdatedDec 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 58, LITTLE SWITZERLAND, NC 28749-0058

Transferred To (Grantee/Buyer)

NameVerified Name
Address866 PINE TREE RD, SPRUCE PINE, NC 28777-0657

Mortgage

Document Number2021002626
DateNov 12, 2021
Instrument2021002626
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMITCHELL NC
Recording DateApr 29, 2020
Property Address866 PINE TREE RD, SPRUCE PINE, NC 28777-0657
Document Number612/866
Book / Page612 / 866
Map ReferenceMB 2 PG 78-81
Instrument DateApr 28, 2020
Instrument2020000663
Transaction TypeTransfer
Record UpdatedAug 10, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$740.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1400 NC 197, 1400, BAKERSVILLE, NC 28705-7651

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 58, LITTLE SWITZERLAND, NC 28749-0058
InvestorPossibly a Property Investor

Mortgage

Document Number000612/869
DateApr 29, 2020
Book Page612/869
Instrument2020000664
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,903.00 (+1.57%)$453,700 (-) Land $101,200 Building $352,500
2023$2,858.00$453,700 Land $101,200 Building $352,500

Flood & Wildfire

866 Pine Tree Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
54th percentile of exposed land nationally · 76th in North Carolina
Wildfire LikelihoodModerate — about 1 in 813 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Pine Tree Rd

Nearby Streets

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