951 Lindsey Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 951 Lindsey Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,713 sqft · built 2005
Lot Size	0.624 acres (27,190 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-06-0-00080-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-06-0-00080-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,713 sqft Adjusted Area
1st Floor Area	1,690 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	27,190 sqft (0.624 acres)
Lot Dimensions	276 ft deep x 31 ft wide

Location & Zoning

Street Address	951 LINDSEY CV
City	HERNANDO
State	MS
Zip	38632-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	FORKED CREEK SUB SECTION B LOT 80
Legal Range	008
Legal Township	03S
Legal Section	01
Legal Subdivision	FORKED CREEK SUB
Legal Lot Number	80
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14627 AVON AVE, LATHROP, CA 95330-9797
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage SERVBANK SB
Jul 10, 2023	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Jan 3, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023
Deed Sale	Jul 10, 2023
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Book / Page	1023 / 11872
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	951 LINDSEY CV, HERNANDO, MS 38632-1337
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 LINDSEY CV, HERNANDO, MS 38632-1337

Mortgage

Document Number	5662/109181
Date	Oct 21, 2025
Book Page	5662/109181

Lender

Name	SERVBANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 10, 2023
Property Address	951 LINDSEY CV, HERNANDO, MS 38632-1337
Document Number	1023/11872
Book / Page	1023 / 11872
Map Reference	MB 83 PG 1
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4306 E TATE RD, COLDWATER, MS 38618-3764

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14627 AVON AVE, LATHROP, CA 95330-9797

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 3, 2022
Property Address	951 LINDSEY CV, HERNANDO, MS 38632-1337
Document Number	000983/468
Book / Page	983 / 468
Map Reference	MB 83 PG 1
Instrument Date	Dec 30, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3225 TATE MARSHALL RD, 3225, COLDWATER, MS 38618-3412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 LINDSEY CV, HERNANDO, MS 38632-1337

Mortgage

Document Number	0005434178
Date	Jan 3, 2022
Instrument	5434/178

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 (+93.93%)	$39,503 (+105%) Land $5,250 Building $34,253	$263,351 (+36.67%) Land $35,000 Building $228,351
2023	$2,373.00	$19,270 (-)	$192,698 (-) Land $35,000 Building $157,698
2022	$2,373.00	$19,270 Land $3,500 Building $15,770	$192,698 Land $35,000 Building $157,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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