940 Lindsey Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 940 Lindsey Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,389 sqft · built 2005
Lot Size	0.454 acres (19,814 sqft)
Owner	Individual Name on Record
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-06-0-00078-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-06-0-00078-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,389 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	19,814 sqft (0.454 acres)
Lot Dimensions	128 ft deep x 78 ft wide
Patio Area	140 sqft

Location & Zoning

Street Address	940 LINDSEY CV
City	HERNANDO
State	MS
Zip	38632-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERLAY
Legal Description	FORKED CREEK SUB SECTION B LOT 78
Legal Range	08
Legal Township	03
Legal Section	01
Legal Subdivision	FORKED CREEK SUB
Legal Lot Number	78
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	940 LINDSEY CV, HERNANDO, MS 38632-1336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jan 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022
Deed Sale	Feb 8, 2022
Deed Document Number	0000987268
Deed Book / Page	987 / 268
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	940 LINDSEY CV, HERNANDO, MS 38632-1336
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 LINDSEY CV, HERNANDO, MS 38632-1336

Mortgage

Document Number	005195/117
Date	Mar 26, 2021
Book Page	5195/117

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Dec 15, 2021

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	940 LINDSEY CV, HERNANDO, MS 38632-1336
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 LINDSEY CV, HERNANDO, MS 38632-1336

Mortgage

Document Number	005452/734
Date	Jan 27, 2022
Book Page	5452/734

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Oct 11, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 8, 2022
Property Address	940 LINDSEY CV, HERNANDO, MS 38632-1336
Document Number	000987/268
Book / Page	987 / 268
Map Reference	MB 83 PG 1
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	203 ROLLING OAKS LN, 203, SENATOBIA, MS 38668-9307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	940 LINDSEY CV, HERNANDO, MS 38632-1336

Mortgage

Document Number	0005460710
Date	Feb 8, 2022
Instrument	5460/710

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,803.00 (+14.22%)	$24,067 (+36.05%) Land $3,500 Building $20,567	$240,667 (+36.05%) Land $35,000 Building $205,667
2023	$2,454.00	$17,690	$176,896 Land $35,000 Building $141,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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