951 Harry St, El Cajon, CA 92020 Property Records

San Diego County property record for 951 Harry St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,976 sqft · built 1985
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Trust Names on File
Last Sale	$919,000 (Nov 2025)
Tax Bill	$9,577 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`493-252-05-00`

Property Details

APN / Parcel Number

Primary APN	`493-252-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,400 sqft (0.285 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	951 HARRY ST
City	EL CAJON
State	CA
Zip	92020-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 8 TR 002844
Legal Subdivision	CASA LOMA
Legal Tract	002844
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1013
Census Tract	15407

Owner

951 Harry St is held in a trust since November 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9111 CALLE LUCIA, LAKESIDE, CA 92040-5060
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 24, 2025	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 3, 2022	Intrafamily Transfer, Transfer
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on File
Deed Sale	Nov 24, 2025 · Amount on File
Prior Sale	Nov 1, 1994 · Amount on File
Deed Document Number	2025331916
Transfer Doc	0000205296
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	951 HARRY ST, EL CAJON, CA 92020-6707
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9111 CALLE LUCIA, LAKESIDE, CA 92040-5060

Mortgage

Document Number	0000081387
Date	Mar 30, 2023
Instrument	2023-0081387

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2025
Property Address	951 HARRY ST, EL CAJON, CA 92020-6707
Document Number	0000331916
Map Reference	MAP 2844
Instrument Date	Oct 30, 2025
Instrument	2025-0331916
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	951 HARRY ST, EL CAJON, CA 92020-6707

Mortgage

Document Number	0000331917
Date	Nov 24, 2025
Instrument	2025-0331917

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 3, 2022
Property Address	951 HARRY ST, EL CAJON, CA 92020-6707
Document Number	0000052668
Map Reference	MAP 2844
Instrument Date	Feb 3, 2022
Instrument	2022-0052668
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9111 CALLE LUCIA, LAKESIDE, CA 92040-5060

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	951 HARRY ST, EL CAJON, CA 92020-6707
Document Number	0000545162
Instrument Date	Nov 17, 2017
Instrument	545162
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1756 ELROY DR LEMON GROVE CA 919454130, LEMON GROVE, CA 91945-4130

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2017
Property Address	951 HARRY ST, EL CAJON, CA 92020-6707
Document Number	0000545161
Instrument Date	Nov 16, 2017
Instrument	545161
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1756 ELROY DR LEMON GROVE CA 919454130, LEMON GROVE, CA 91945-4130

Tax Assessment & Valuation

The 2025 property tax bill for 951 Harry St was $9,577.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,000 (+27.67%) Land $552,782 Building $366,218
2025	$9,577.00	$719,816 Land $432,972 Building $286,844
2023	$9,293.00 (-2.11%)	$691,866 Land $416,160 Building $275,706
2022	$9,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 951 Harry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 951 Harry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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