942 Harry St, El Cajon, CA 92020 Property Records

San Diego County property record for 942 Harry St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,468 sqft · built 1953
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (May 2016)
Tax Bill	$6,891 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493-253-08-00`

Property Details

APN / Parcel Number

Primary APN	`493-253-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,468 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	942 HARRY ST
City	EL CAJON
State	CA
Zip	92020-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 10 TR 002844
Legal Subdivision	CASA LOMA
Legal Tract	002844
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1013
Census Tract	15407

Owner

942 Harry St is owned and occupied by two individuals who bought it in May 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1606, SPRING VALLEY, CA 91979-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Oct 26, 2020	Deed of Trust, Mortgage · Conventional with PMI WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on File
Deed Sale	May 31, 2016 · Amount on File
Prior Sale	Sep 3, 2015 · Amount on File
Deed Document Number	2016265584
Prior Transfer Date	Jul 1, 1996
Prior Transfer Doc	0000379687
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	942 HARRY ST, EL CAJON, CA 92020-6707
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 HARRY ST, EL CAJON, CA 92020-6707

Mortgage

Document Number	0000101107
Date	Apr 18, 2023
Instrument	2023-0101107

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	942 HARRY ST, EL CAJON, CA 92020-6707
Document Number	0000677092
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	942 HARRY ST EL CAJON CA 920206707, EL CAJON, CA 92020-6707

Mortgage

Document Number	0000677092
Date	Oct 30, 2020
Instrument	677092

Lender

Name	WEST COAST FUNDING & REAL ESTATE SVCS WEST COAST FUNDING & REAL ESTATE SVCS
Type	Bank
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 942 Harry St was $6,891 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,158 (+2%) Land $282,867 Building $248,291
2025	$6,891.00 Homeowner's exemption	$520,744 Land $277,321 Building $243,423
2023	$6,631.00 (+0.42%) Homeowner's exemption	$500,524 Land $266,553 Building $233,971
2022	$6,603.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 942 Harry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 942 Harry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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