951 Clay St E, Monmouth, OR 97361 Property Records

Polk County property record for 951 Clay St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1900
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08430-BD-04700`

Property Details

APN / Parcel Number

Primary APN	`08430-BD-04700`
Alternative APN	`191290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,190 sqft
Attic	Attic
Attic Area	640 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Garage Area	432 sqft
Parking Spaces	4 Parking Spaces
Deck Area	230 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	191290
Street Address	951 CLAY ST E
City	MONMOUTH
State	OR
Zip	97361-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ONE STORY WITH ATTIC
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Subdivision	DAMONS/MONMOUTH ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2011
Census Tract	20304

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	951 CLAY ST E, MONMOUTH, OR 97361-2409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	951 CLAY ST E, MONMOUTH, OR 97361-2409
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 CLAY ST E, MONMOUTH, OR 97361-2409

Mortgage

Document Number	0000003075
Date	Mar 10, 2022
Instrument	2022-003075

Lender

Name	CAKE MORTGAGE CORP
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,850 (+3%) Land $62,120 Building $99,730	$330,480 (+0.7%) Land $150,000 Building $180,480
2025	$2,690.00 (+3.86%)	$157,140 (+3%) Land $60,310 Building $96,830	$328,170 (+1.58%) Land $141,500 Building $186,670
2024	$2,590.00 (-4%)	$152,570 (+3%) Land $58,550 Building $94,020	$323,070 (-1.29%) Land $132,200 Building $190,870
2023	$2,698.00 (+11.12%)	$148,130 (+3%) Land $56,850 Building $91,280	$327,300 (+6.58%) Land $132,200 Building $195,100
2022	$2,428.00	$143,820 Land $55,200 Building $88,620	$307,090 Land $123,750 Building $183,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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