903 Clay St E, Monmouth, OR 97361 Property Records

Polk County property record for 903 Clay St E, Monmouth, OR 97361

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,292 sqft · built 1974
Lot Size	0.225 acres (9,780 sqft)
Owner	2 Individual Names on File
Last Sale	$203,000 (Mar 2018)
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08430-BD-04805`

Property Details

APN / Parcel Number

Primary APN	`08430-BD-04805`
Alternative APN	`191344`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,780 sqft (0.225 acres)
Deck Area	332 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	191344
Street Address	903 CLAY ST E
City	MONMOUTH
State	OR
Zip	97361-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	ONE STORY
Legal Range	4W
Legal Township	08S
Legal Section	30
Legal Block	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2011
Census Tract	20304

Owner

903 Clay St E is owned and occupied by two individuals who bought it in March 2018.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	903 CLAY ST E, MONMOUTH, OR 97361-2409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Deed Document Number	20183810
Record Updated	Sep 20, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Mar 29, 2018
Property Address	903 CLAY ST E, MONMOUTH, OR 97361-2409
Document Number	0000003810
Instrument Date	Mar 28, 2018
Instrument	2018-003810
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	903 CLAY ST E, MONMOUTH, OR 97361-2409

Mortgage

Document Number	0000003811
Date	Mar 29, 2018
Instrument	2018-003811

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 903 Clay St E was $2,723, up 3.9% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Monmouth City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,850 (+3%) Land $60,040 Building $103,810	$309,610 (+5.97%) Land $150,000 Building $159,610
2025	$2,723.00 (+3.85%)	$159,080 (+3%) Land $58,290 Building $100,790	$292,160 (-2.22%) Land $135,000 Building $157,160
2024	$2,622.00 (-4.03%)	$154,450 (+2.99%) Land $56,590 Building $97,860	$298,780 (-0.53%) Land $132,200 Building $166,580
2023	$2,732.00 (+11.15%)	$149,960 (+2.99%) Land $54,940 Building $95,020	$300,360 (+4.56%) Land $132,200 Building $168,160
2022	$2,458.00	$145,600 Land $53,340 Building $92,260	$287,270 Land $123,750 Building $163,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 903 Clay St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 903 Clay St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONMOUTH serves 11,651 people · EPA ID OR4100537
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2015
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hunter Communications.

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