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95092 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95092 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,516 sqft · built 1979
Lot Size0.092 acres (3,984 sqft)
Owner2 Company Names on Record
Last Sale$1,100,000 (Jun 2025)
Tax Bill$11,406 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-30-0605-0303-0000

Property Details

APN / Parcel Number

Primary APN00-00-30-0605-0303-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,516 sqft Living Area
Gross Area1,564 sqft
1st Floor Area576 sqft
Upper Floors Area892 sqft
Basement Area96 sqft
Finished Basement48 sqft
Unfinished Basement48 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2009
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,984 sqft (0.092 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area64 sqft
Deck Area144 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address95092 SANDPIPER LOOP
CityFERNANDINA BEACH
StateFL
Zip32034-6215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 303 THE SANDPIPER UNIT 1 PB 4/78 & 79
Legal Range28E
Legal Township02N
Legal Section13
Legal SubdivisionTHE SANDPIPER
Legal Lot Number303
Legal Unit1
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group2
Census Block2039
Census Tract50203

Owner

Source: Nassau County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address9293 WHITE BLOSSOM WAY, TALLAHASSEE, FL 32309-9310
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2025 · Amount on Record
Deed SaleJun 5, 2025 · Amount on Record
Prior SaleOct 5, 2020 · Amount on Record
Deed Document Number202516503
Deed Book / Page2792 / 991
Prior Transfer DateFeb 19, 2015
Prior Transfer Doc0019641154
Record UpdatedJun 8, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateOct 5, 2020
Property Address95092 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6215
Document Number0023980001
Book / Page2398 / 1
Map ReferenceMB 4 PG 78&79
Instrument DateOct 2, 2020
Instrument202045031908
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyFREEHOLD TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,830.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1655 CLINCH DR, 1655, FERNANDINA BEACH, FL 32034-7738

Transferred To (Grantee/Buyer)

NameVerified Name
Address5030 CANOPY DR, MARIETTA, GA 30066-1546

Mortgage

Document Number0000023983
DateOct 5, 2020
Instrument2398/3
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,406.00 (+4.73%)$880,222 (+3.33%) Land $725,000 Building $155,222$880,222 (+3.33%) Land $725,000 Building $155,222
2024$10,891.00 (+14.78%)$851,869 (+25.67%) Land $675,000 Building $176,869$851,869 (+25.67%) Land $675,000 Building $176,869
2023$9,489.00 (+20.46%)$677,872 (+16.16%) Land $500,000 Building $177,872$677,872 (+16.16%) Land $500,000 Building $177,872
2022$7,877.00$583,587 Land $400,000 Building $183,587$583,587 Land $400,000 Building $183,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 630 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,202 units insured
incl. 572 condo units
Nearby Flood Claims50 (1985–2025)
Claims Outside the SFHA38 of 50
Most Recent ClaimMar 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNASSAU-AMELIA UTILITIES
private · serves 9,750 people · EPA ID FL2450022
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
AT&T
DSL		100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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