95082 Sandpiper Loop, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 95082 Sandpiper Loop, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,228 sqft · built 1979
Lot Size	0.149 acres (6,497 sqft)
Owner	2 Trust Names on File
Last Sale	$438,500 (Oct 2019)
Tax Bill	$11,867 (2025)
Deeds & Mortgages	Feb 2021 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-30-0605-0206-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0605-0206-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,228 sqft Living Area
Gross Area	1,276 sqft
1st Floor Area	576 sqft
Upper Floors Area	604 sqft
Basement Area	96 sqft
Finished Basement	48 sqft
Unfinished Basement	48 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,497 sqft (0.149 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Deck Area	18 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	95082 SANDPIPER LOOP
City	FERNANDINA BEACH
State	FL
Zip	32034-6215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 206 THE SANDPIPER UNIT 1 PB 4/78 & 79
Legal Range	28E
Legal Township	02N
Legal Section	13
Legal Subdivision	THE SANDPIPER
Legal Lot Number	206
Legal Unit	1
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2039
Census Tract	50203

Owner

95082 Sandpiper Loop is held in a trust since February 2021.

Source: Nassau County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	15675 WATERVILLE RD, JACKSONVILLE, FL 32226-1551
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Intrafamily Transfer, Transfer ATTORNEY
Sep 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ALMA EXCHANGE BANK & TRUST
Oct 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on File
Deed Sale	Oct 11, 2019 · Amount on File
Deed Document Number	201945032908
Deed Book / Page	2311 / 966
Last Transfer Date	Feb 3, 2021
Transfer Doc	0024331236
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Feb 12, 2021
Property Address	95082 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6215
Document Number	0024331236
Book / Page	2433 / 1236
Map Reference	MB 4 PG 78&79
Instrument Date	Feb 3, 2021
Instrument	202145005067
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	29058 GRANDVIEW MNR, YULEE, FL 32097-7393

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Sep 1, 2020
Property Address	95082 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6215
Document Number	0023880607
Book / Page	2388 / 607
Map Reference	MB 4 PG 78&79
Instrument Date	Aug 28, 2020
Instrument	202045027477
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29058 GRANDVIEW MNR, YULEE, FL 32097-7393

Mortgage

Document Number	0002388613
Date	Sep 1, 2020
Instrument	2388/613

Lender

Name	ALMA EXCHANGE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 11, 2019
Property Address	95082 SANDPIPER LOOP, FERNANDINA BEACH, FL 32034-6215
Document Number	0023110966
Book / Page	002311 / 000966
Instrument Date	Sep 26, 2019
Instrument	45032908
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,069.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	29508 GRANDVIEW MNR YULEE FL 32097, YULEE, FL 32097

Tax Assessment & Valuation

The 2025 property tax bill for 95082 Sandpiper Loop was $11,867, up 6.6% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,867.00 (+6.61%)	$857,730 (+6.93%) Land $725,000 Building $132,730	$857,730 (+6.93%) Land $725,000 Building $132,730
2024	$11,131.00 (+14.97%)	$802,108 (+27.72%) Land $675,000 Building $127,108	$802,108 (+27.72%) Land $675,000 Building $127,108
2023	$9,682.00 (+20.51%)	$628,020 (+19.25%) Land $500,000 Building $128,020	$628,020 (+19.25%) Land $500,000 Building $128,020
2022	$8,034.00	$526,650 Land $400,000 Building $126,650	$526,650 Land $400,000 Building $126,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95082 Sandpiper Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 630 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,202 units insured incl. 572 condo units
Nearby Flood Claims	50 (1985–2025)
Claims Outside the SFHA	38 of 50
Most Recent Claim	Mar 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95082 Sandpiper Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, IQ Fiber.

Cell Coverage

4G LTE only, no 5G reported

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