9505 Carmel Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9505 Carmel Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,288 sqft · built 1975
Lot Size	4.65 acres (202,554 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Feb 2022)
Tax Bill	$12,805 (2025)
Deeds & Mortgages	Feb 2022 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`059-061-009`

Property Details

APN / Parcel Number

Primary APN	`059-061-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,288 sqft Living Area
1st Floor Area	2,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	202,554 sqft
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	9505 CARMEL RD
City	ATASCADERO
State	CA
Zip	93422-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATAS COL BL 71 LT 1
Legal Subdivision	ATASCADERO COLONY
Legal Tract	71
Legal Block	71
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4005
Census Tract	12705

Owner

9505 Carmel Rd is owned and occupied by an individual who bought it in February 2022.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9505 CARMEL RD, ATASCADERO, CA 93422-6204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 2, 2020	Deed of Trust, Mortgage NAVY FCU
Apr 26, 2018	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2022 · Amount on File
Deed Sale	Feb 2, 2022 · Amount on File
Prior Sale	Nov 18, 2014 · Amount on File
Deed Document Number	20225002
Prior Transfer Date	Jun 3, 2009
Prior Transfer Doc	0000042606
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 2, 2022
Property Address	9505 CARMEL RD, ATASCADERO, CA 93422-6204
Document Number	0000005002
Map Reference	MB 3 PG 102-A
Instrument Date	Jan 10, 2022
Instrument	2022005002
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10200 ESCONDIDO RD, ATASCADERO, CA 93422-2259

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9505 CARMEL RD, ATASCADERO, CA 93422-6204
Document Number	0000027707
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9505 CARMEL RD ATASCADERO CA 934226204, ATASCADERO, CA 93422-6204

Mortgage

Document Number	0000027707
Date	Jun 8, 2020
Instrument	27707

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9505 CARMEL RD, ATASCADERO, CA 93422-6204
Document Number	0000017485
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9505 CARMEL RD ATASCADERO CA 934226204, ATASCADERO, CA 93422-6204

Mortgage

Document Number	0000017485
Date	May 1, 2018
Instrument	17485

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,150,636 (+2%) Land $541,216 Building $609,420
2025	$12,805.00 (+25.48%) Homeowner's exemption	$1,128,075 (+24.26%) Land $530,604 Building $597,471
2023	$10,205.00 (+66.23%) Homeowner's exemption	$907,800 Land $510,000 Building $397,800
2022	$6,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9505 Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9505 Carmel Rd is high, ranking above 75% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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