9488 Carmel Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9488 Carmel Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,185 sqft · built 1974
Lot Size	2.5 acres (108,900 sqft)
Owner	Company Name on File
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`059-181-047`

Property Details

APN / Parcel Number

Primary APN	`059-181-047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,185 sqft Living Area
1st Floor Area	2,185 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Wood
Lot Area	108,900 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9488 CARMEL RD
City	ATASCADERO
State	CA
Zip	93422-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PM 26/24 PAR A
Legal Subdivision	PARCEL MAP CO-77-380
Legal Block	4
Legal Lot Number	A
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4013
Census Tract	12705

Owner

9488 Carmel Rd is owned by a company that acquired it in April 2021 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	9488 CARMEL RD, ATASCADERO, CA 93422-6202
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 20, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021
Deed Sale	Apr 19, 2021
Prior Sale	Sep 21, 2012 · Amount on File
Deed Document Number	202129078
Prior Transfer Date	Apr 13, 2021
Prior Transfer Doc	0000029078
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 19, 2021
Property Address	9488 CARMEL RD, ATASCADERO, CA 93422-6202
Document Number	0000029078
Map Reference	MB 26 PG 24
Instrument Date	Apr 13, 2021
Instrument	2021029078
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9488 CARMEL RD, ATASCADERO, CA 93422-6202

Mortgage

Document Number	0000029079
Date	Apr 19, 2021
Instrument	2021029079

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2021
Property Address	9488 CARMEL RD, ATASCADERO, CA 93422-6202
Document Number	0000029283
Map Reference	MB 26 PG 24
Instrument Date	Apr 13, 2021
Instrument	2021029283
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9488 CARMEL RD, ATASCADERO, CA 93422-6202

Tax Assessment & Valuation

The 2025 property tax bill for 9488 Carmel Rd was $5,672 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,696 (+2%) Land $219,802 Building $293,894
2025	$5,672.00 Homeowner's exemption	$503,625 Land $215,493 Building $288,132
2023	$5,404.00 (+1.27%) Homeowner's exemption	$484,071 Land $207,126 Building $276,945
2022	$5,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9488 Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9488 Carmel Rd is high, ranking above 80% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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