Montgomery County property record for 9504 Thunder Rdg, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,802 sqft · built 2021 |
| Lot Size | 1.01 acres (44,170 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Nov 2019) |
| Tax Bill | $22,884 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 28603 0007 |
| Primary APN | O67 28603 0007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,802 sqft Living Area |
| Basement Area | 1,401 sqft |
| Finished Basement | 1,401 sqft |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 44,170 sqft (1.01 acres) |
| Garage Area | 794 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 700 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 362 sqft |
| Patio Area | 302 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 9504 THUNDER RDG |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-7532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 206 TRAILS OF SADDLE CREEK SECTION EIGHT |
| Legal Subdivision | SADDLE CRK SEC EIGHT |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40306 |
9504 Thunder Rdg is owned and occupied by two individuals who bought it in November 2019.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9504 THUNDER RDG, DAYTON, OH 45458-7532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Nov 4, 2019 | Warranty Deed, Subdivision Related Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2019 · Amount on File |
| Deed Sale | Nov 4, 2019 · Amount on File |
| Deed Document Number | 2019-00061230 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9504 THUNDER RDG, DAYTON, OH 45458-7532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|
| Document Number | 0000009891 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020-00009891 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9504 THUNDER RDG, DAYTON, OH 45458-7532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|
| Document Number | 0000009892 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2020-00009892 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9504 THUNDER RDG, DAYTON, OH 45458-7532 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|
| Document Number | 0000021052 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020-00021052 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 4, 2019 |
| Property Address | 9504 THUNDER RDG, DAYTON, OH 45458-7532 |
| Document Number | 0000061230 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 61230 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $405.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1071 QUIET BROOK TRL DAYTON OH 454589517, DAYTON, OH 45458-9517 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335,930 Land $69,540 Building $266,390 | ||
| 2024 | $22,884.00 (+8.46%) | ||
| 2023 | $21,099.00 (+4.45%) | $335,930 (+32%) Land $69,540 Building $266,390 | $959,810 Land $198,690 Building $761,120 |
| 2022 | $20,200.00 | $254,500 Land $52,690 Building $201,810 | |
| 2020 | $727,130 Land $150,530 Building $576,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9504 Thunder Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9504 Thunder Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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