Montgomery County property record for 9490 Thunder Rdg, Dayton, OH 45458
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 5,094 sqft · built 2021 |
| Lot Size | 0.627 acres (27,325 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Apr 2020) |
| Tax Bill | $24,846 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O67 28603 0010 |
| Primary APN | O67 28603 0010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,094 sqft Living Area |
| Basement Area | 1,478 sqft |
| Unfinished Basement | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 27,325 sqft (0.627 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 720 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 9490 THUNDER RDG |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45458-7530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 209 TRAILS OF SADDLE CREEK SECTION EIGHT |
| Legal Subdivision | TRAILS/SADDLE CRK SEC EIGHT |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40306 |
9490 Thunder Rdg is owned by an individual who bought it in April 2020.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1584 LITTLE FALLS DR, DAYTON, OH 45458-9707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Apr 30, 2020 | Survivorship Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on File |
| Deed Sale | Apr 30, 2020 · Amount on File |
| Deed Document Number | 202000024954 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 9490 THUNDER RDG, DAYTON, OH 45458-7530 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000922 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 2022-00000922 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Feb 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 7.62% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 30, 2020 |
| Property Address | 9490 THUNDER RDG, DAYTON, OH 45458-7530 |
| Document Number | 0000024954 |
| Map Reference | MB 231 PG 7&7A |
| Instrument Date | Apr 28, 2020 |
| Instrument | 2020-00024954 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | TRIAD TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1584 LITTLE FALLS DR, DAYTON, OH 45458-9707 |
| Document Number | 0000024955 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020-00024955 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $364,760 Land $56,510 Building $308,250 | ||
| 2024 | $24,846.00 (+8.46%) | ||
| 2023 | $22,907.00 (+4.45%) | $364,760 (+32%) Land $56,510 Building $308,250 | $1,042,170 Land $161,470 Building $880,700 |
| 2022 | $21,931.00 | $276,330 Land $42,810 Building $233,520 | |
| 2020 | $789,520 Land $122,320 Building $667,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9490 Thunder Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9490 Thunder Rdg is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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