Kenton County property record for 950 Western Ave, Covington, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 765 sqft · built 1909 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $56,000 (Jul 2025) |
| Tax Bill | $33 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-44-07-030.00 |
| Primary APN | 040-44-07-030.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 765 sqft Finished Area |
| Gross Area | 840 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 950 WESTERN AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEWIS PT LOT 20 |
| Legal Subdivision | LEWIS HARVEY |
| Legal Lot Number | 20 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 61600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
950 Western Ave is owned by a company that bought it in July 2025 and is owner-occupied.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3057 UHL RD, MELBOURNE, KY 41059-8285 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on File |
| Deed Sale | Jul 28, 2025 · Amount on File |
| Deed Document Number | 2025105 |
| Deed Book / Page | 354 / 519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 950 WESTERN AVE, COVINGTON, KY 41011-2067 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3057 UHL RD, MELBOURNE, KY 41059-8285 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001929 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 729/574 |
| Instrument | 26059000001929 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
The 2025 property tax bill for 950 Western Ave was $33 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,000 (+8.53%) Land $10,000 Building $46,000 | $56,000 (+8.53%) Land $10,000 Building $46,000 | |
| 2025 | $33.00 Homeowner's exemption | $51,600 Land $5,000 Building $46,600 | $51,600 Land $5,000 Building $46,600 |
| 2023 | $69.00 Homeowner's exemption | $51,600 Land $5,000 Building $46,600 | $51,600 Land $5,000 Building $46,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 950 Western Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 950 Western Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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