933 Western Ave, Covington, KY 41011 Property Records

Kenton County property record for 933 Western Ave, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$100,500 (Feb 2024)
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Dec 2023 Sale Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-01-020.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-01-020.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,088 sqft Finished Area
Gross Area	1,184 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	51 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	933 WESTERN AVE
City	COVINGTON
State	KY
Zip	41011-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEWIS E PT LOT 52 & 0.00046 AC OF LOT 51
Legal Subdivision	LEWIS HARVEY
Legal Lot Number	51&52
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

933 Western Ave is owned by two individuals who bought it in February 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	927 WESTERN AVE, COVINGTON, KY 41011-2029
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES
Oct 17, 2023	Intrafamily Transfer, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Jan 25, 2023	Warranty Deed, Transfer · Commercial Mortgage REPUBLIC BANK & TRUST CO
Dec 7, 2021	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE
Oct 13, 2021	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Feb 6, 2024 · Amount on File
Deed Document Number	2024177
Deed Book / Page	268 / 424
Prior Transfer Date	Jan 17, 2024
Prior Transfer Doc	0000000177
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 4, 2023
Property Address	933 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0005900127
Book / Page	KC 259 / 498
Instrument Date	Nov 17, 2023
Instrument	23120405900127
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WALLACE AVE, COVINGTON, KY 41014-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	927 WESTERN AVE, COVINGTON, KY 41011-2029

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Oct 17, 2023
Property Address	933 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0005900145
Book / Page	KC 252 / 426
Instrument Date	Oct 13, 2023
Instrument	23101705900145
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WALLACE AVE, COVINGTON, KY 41014-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WALLACE AVE, COVINGTON, KY 41014-1260

Mortgage

Document Number	0005900149
Date	Oct 17, 2023
Book Page	KCM 500/213
Instrument	23101905900149

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 25, 2023
Property Address	933 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0005900099
Book / Page	KC 210 / 806
Instrument Date	Jan 25, 2023
Instrument	23012505900099
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1554 SINGH ST, FLORENCE, KY 41042-4243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 WALLACE AVE, COVINGTON, KY 41014-5168

Mortgage

Document Number	0005900104
Date	Jan 25, 2023
Book Page	KCM 436/427
Instrument	23012505900104

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 25, 2033

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 7, 2021
Property Address	933 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0005900329
Book / Page	135 / 660
Instrument Date	Dec 3, 2021
Instrument	21120705900329
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 RANSOM TRCE, GEORGETOWN, KY 40324-2093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3416 HILLCREST DR, ERLANGER, KY 41018-2221

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 13, 2021
Property Address	933 WESTERN AVE, COVINGTON, KY 41011-2029
Document Number	0005900137
Book / Page	123 / 426
Instrument Date	Oct 5, 2021
Instrument	21101305900137
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9838 DECOURSEY PIKE, RYLAND HGHT, KY 41015-9598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RANSOM TRCE, GEORGETOWN, KY 40324-2093

Tax Assessment & Valuation

The 2025 property tax bill for 933 Western Ave was $1,126.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (-) Land $10,000 Building $75,000	$85,000 (-) Land $10,000 Building $75,000
2025	$1,126.00	$85,000 Land $10,000 Building $75,000	$85,000 Land $10,000 Building $75,000
2023	$579.00 (+0.87%)	$43,500 (-) Land $5,000 Building $38,500	$43,500 (-) Land $5,000 Building $38,500
2022	$574.00	$43,500 Land $5,000 Building $38,500	$43,500 Land $5,000 Building $38,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 933 Western Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 933 Western Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Western Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures