950 Valley View Cir, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 950 Valley View Cir, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,998 sqft · built 1991
Lot Size	0.189 acres (8,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Nov 2013)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-760-0903-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-0903-4`
Alternative APNs	`18-28-16-20684-000-0670` `281618206840000670` `162818206840000670` `R188690`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,998 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	1,998 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,246 sqft (0.189 acres)
Lot Dimensions	109 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188690
Street Address	950 VALLEY VIEW CIR
City	PALM HARBOR
State	FL
Zip	34684-4463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	DEEP SPRING LOT 67
Legal Range	16E
Legal Township	28S
Legal Section	18
Legal Subdivision	DEEP SPRING
Legal Tract	20684
Legal Lot Number	67
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	27318

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	950 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Feb 21, 2017	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2013 · Amount on Record
Deed Sale	Nov 12, 2013 · Amount on Record
Prior Sale	Dec 20, 2002 · Amount on Record
Deed Document Number	2013363445
Deed Book / Page	18222 / 137
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	950 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0210362189
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 VALLEY VIEW CIR PALM HARBOR FL 346844463, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	0210362189
Date	Jun 12, 2020
Book Page	021036/002189
Instrument	177923

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2035

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 21, 2017
Property Address	950 VALLEY VIEW CIR, PALM HARBOR, FL 34684-4463
Document Number	0195260494
Book / Page	019526 / 000494
Instrument Date	Feb 17, 2017
Instrument	55243
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,907.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	950 VALLEY VIEW CIR PALM HARBOR FL 346844463, PALM HARBOR, FL 34684-4463

Mortgage

Document Number	195260496
Date	Feb 21, 2017
Book Page	019526/000496
Instrument	55244

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,578.00 (+7.36%) Homeowner's exemption	$283,887 (+5.99%)	$456,169 (+0.64%) Land $143,263 Building $312,906
2023	$4,264.00 (+3%) Homeowner's exemption	$267,850 (+3%)	$453,290 (+12.86%) Land $196,799 Building $256,491
2022	$4,140.00 Homeowner's exemption	$260,049	$401,636 Land $202,761 Building $198,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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