950 Sumner St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 950 Sumner St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 800 sqft · built 1946
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Tax Bill$1,328 (2025)
Deeds & MortgagesAug 2026 Transfer
Flood ZoneZone X (minimal risk)
APN8913-24-281-009

Property Details

APN / Parcel Number

Primary APN8913-24-281-009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft
Basement Area800 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address950 SUMNER ST
CityWATERLOO
StateIA
Zip50703-3360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSE HILL FIRST ADDITION LOT 1 BLK 10
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionROSE HILL FIRST ADDITION
Legal Block10
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1046
Census Tract1800

Owner

Source: Black Hawk County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4006 EASTSHORE ST, MISSOURI CITY, TX 77459-1818
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 28, 2026
Transfer Doc0000013041
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateAug 28, 2026
Property Address950 SUMNER ST, WATERLOO, IA 50703-3360
Document Number0000013041
Instrument DateAug 28, 2026
Instrument202613041
Transaction TypeTransfer
Record UpdatedSep 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4006 EASTSHORE ST, MISSOURI CITY, TX 77459-1818

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,328.00 (+22.06%)$65,090 (+29.74%) Land $8,000 Building $57,090$65,090 (+29.74%) Land $8,000 Building $57,090
2024$1,088.00 (+20.09%)
2023$50,170 (+21.68%) Land $8,000 Building $42,170$50,170 (+21.68%) Land $8,000 Building $42,170
2022$906.00$41,230 Land $8,000 Building $33,230
2021$41,230 Land $8,000 Building $33,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on Sumner St

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