Black Hawk County property record for 816 Sumner St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,887 sqft · built 1895 |
| Lot Size | 0.112 acres (4,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,724 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-280-004 |
| Primary APN | 8913-24-280-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Basement Area | 1,110 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,900 sqft (0.112 acres) |
| Lot Dimensions | 100 ft deep x 49 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 318 sqft |
| Deck Area | 132 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 816 SUMNER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSE HILL FIRST ADDITION W 1/3 LOTS 1 AND 2 BLK 11 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | ROSE HILL FIRST ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 1800 |
816 Sumner St, a single family home, is owned by two individuals.
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7800 3RD AVE S, SAINT PETERSBURG, FL 33707-1026 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 816 Sumner St was $1,724, up 77.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (+77.73%) | $84,430 Land $6,900 Building $77,530 | $84,430 Land $6,900 Building $77,530 |
| 2024 | $970.00 | ||
| 2023 | $44,750 (+24.65%) Land $6,900 Building $37,850 | $44,750 Land $6,900 Building $37,850 | |
| 2022 | $788.00 | $35,900 Land $6,900 Building $29,000 | |
| 2021 | $35,900 Land $6,900 Building $29,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 816 Sumner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 816 Sumner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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