950 Lott Rd, Henderson, TN 38340 Property Records

Chester County property record for 950 Lott Rd, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,070 sqft · built 2000
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$13,000 (Sep 1998)
Tax Bill	$1,358 (2026)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012025 01600`

Property Details

APN / Parcel Number

Primary APN	`012025 01600`
Alternative APN	`025 01600 00004025`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	1,890 sqft
Basement Area	1,890 sqft
Finished Basement	1,890 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	950 LOTT RD
City	HENDERSON
State	TN
Zip	38340-2769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 2 TRACTS, COUNTY AREA: S50
Legal Tract	2
Jurisdiction	CHESTER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1002
Census Tract	970101

Owner

950 Lott Rd is owned and occupied by two individuals who bought it in September 1998.

Source: Chester County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	950 LOTT RD, HENDERSON, TN 38340-2769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 1998 · Amount on File
Deed Sale	Sep 4, 1998 · Amount on File
Prior Sale	Mar 21, 1997 · Amount on File
Deed Book / Page	165 / 628
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	950 LOTT RD, HENDERSON, TN 38340-2769
Document Number	0004380508
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 LOTT RD HENDERSON TN 383402769, HENDERSON, TN 38340-2769

Mortgage

Document Number	0004380508
Date	Oct 17, 2018
Book Page	000438/000508
Instrument	60023

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Oct 16, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 950 Lott Rd was $1,358.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,358.00	$66,700	$266,800 Land $24,600 Building $242,200
2023	$1,128.00	$45,375	$181,500 Land $18,700 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 950 Lott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 950 Lott Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20