1175 Lott Rd, Henderson, TN 38340 Property Records

Chester County property record for 1175 Lott Rd, Henderson, TN 38340

Property Summary

Property TypeMobile Home
Details1,674 sqft · built 2020
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Last Sale$219,000 (Nov 2023)
Tax Bill$989 (2026)
Deeds & MortgagesNov 2023 Sale & Mortgage
Dec 2022 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN012025 01701

Property Details

APN / Parcel Number

Primary APN012025 01701
Alternative APN
  • 025 01701 00004025

Interior

Building Area1,674 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Lot Area65,340 sqft (1.5 acres)
TerrainRolling
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Street Address1175 LOTT RD
CityHENDERSON
StateTN
Zip38340-3472
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDISTRICT: 04, COUNTY AREA: S50
JurisdictionCHESTER TN
Township / Civil Division2
Census Block Group1
Census Block1001
Census Tract970101

Owner

1175 Lott Rd, a mobile home, is owned and occupied by an individual who bought it in November 2023.

Source: Chester County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address1175 LOTT RD, HENDERSON, TN 38340-3472
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Special Warranty Deed, Transfer · USDA Mortgage
LEADERS CU
Dec 13, 2022Trustee's Deed, Foreclosure
Nov 6, 2019Deed of Trust, Mortgage · Line of Credit
HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Prior SaleDec 13, 2022 · Amount on File
Deed Document Number202374613
Deed Book / Page510 / 678
Record UpdatedOct 29, 2026

November 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESTER TN
Recording DateNov 1, 2023
Property Address1175 LOTT RD, HENDERSON, TN 38340-3472
Document Number0005100678
Book / Page510 / 678
Instrument DateSep 26, 2023
Instrument74613
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$810.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 LOTT RD, HENDERSON, TN 38340-3472

Mortgage

Document Number0000074614
DateNov 1, 2023
Instrument74614
Lender
NameLEADERS CU
TypeCredit Union
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

Mortgage

Document Number0005100707
DateNov 1, 2023
Book Page510/707
Instrument74615
Lender
NameLEADERS CU
TypeCredit Union
AddressJACKSON, TN 38305
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053

December 2022: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHESTER TN
Recording DateDec 13, 2022
Property Address1175 LOTT RD, HENDERSON, TN 38340-3472
Document Number0005000356
Book / Page500 / 356
Instrument DateNov 14, 2022
Instrument72371
Transaction TypeForeclosure
Record UpdatedDec 23, 2022

Transaction

AmountAmount on Record
Tax$270.21
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9800, MARYVILLE, TN 37802-9800
InvestorPossibly a Property Investor

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address1175 LOTT RD, HENDERSON, TN 38340-3472
Document Number0004520355
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 LOTT RD HENDERSON TN 383403472, HENDERSON, TN 38340-3472

Mortgage

Document Number0004520355
DateNov 12, 2019
Book Page000452/000355
Instrument62859
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address502 DEADERICK ST # 3RD, NASHVILLE, TN 37243-0200
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1175 Lott Rd was $989.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$989.00$48,600$194,400 Land $13,900 Building $180,500
2023$492.00$19,800$79,200 Land $10,600 Building $68,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1175 Lott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1175 Lott Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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