950 Genoa Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 950 Genoa Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 1976
Lot Size	0.221 acres (9,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2025)
Tax Bill	$8,436 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`412213152006`

Property Details

APN / Parcel Number

Primary APN	`412213152006`
Alternative APNs	`00952140190002` `10004692820`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,958 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,958 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,631 sqft (0.221 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Raised Porch
Porch Area	356 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00952140190002
Street Address	950 GENOA CT
City	PUNTA GORDA
State	FL
Zip	33950-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC14 BLK172 LT 10 522/740 1168/1967 FJ1827/692 1872/1348 1881/398 1881/401 2093/1497 3685/1013 4301/501 4595/1623
Legal Range	22E
Legal Township	41S
Legal Section	13
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	172
Legal Lot Number	10
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2005
Census Tract	10402

Owner

Source: Charlotte County records, as of June 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2641 NE 16TH ST, POMPANO BEACH, FL 33062-3231
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Sep 10, 2025	Warranty Deed, Transfer PROPER TITLE LLC, PROPERTIES TITLE LLC
Jul 2, 2020	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK HM LOANS
Apr 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Jul 2, 2020 · Amount on Record
Deed Document Number	20253566939
Prior Transfer Date	Apr 9, 2018
Prior Transfer Doc	0043010501
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	950 GENOA CT, PUNTA GORDA, FL 33950-6522
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 GENOA CT, PUNTA GORDA, FL 33950-6522

Mortgage

Document Number	0003624904
Date	Mar 19, 2026
Instrument	3624904

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 10, 2025
Property Address	950 GENOA CT, PUNTA GORDA, FL 33950-6522
Document Number	0003566939
Map Reference	MB 8 PG 9-A-9-Q
Instrument Date	Sep 10, 2025
Instrument	3566939
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PROPER TITLE LLC, PROPERTIES TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26473 BARRANQUILLA AVE, PUNTA GORDA, FL 33983-5728

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2641 NE 16TH ST, POMPANO BEACH, FL 33062-3231

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 2, 2020
Property Address	950 GENOA CT, PUNTA GORDA, FL 33950-6522
Document Number	0045951623
Book / Page	004595 / 001623
Instrument Date	Jun 30, 2020
Instrument	2826378
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11515 SW 51ST ST COOPER CITY FL 333304254, COOPER CITY, FL 33330-4254

Mortgage

Document Number	45951625
Date	Jul 2, 2020
Book Page	004595/001625
Instrument	2826379

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 9, 2018
Property Address	950 GENOA CT, PUNTA GORDA, FL 33950-6522
Document Number	0043010501
Book / Page	004301 / 000501
Instrument Date	Feb 26, 2018
Instrument	2601621
Transaction Type	Transfer
Record Updated	Apr 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	950 GENOA CT PUNTA GORDA FL 339506522, PUNTA GORDA, FL 33950-6522

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,436.00 (+160.45%)	$426,444 (+162.65%) Land $273,700 Building $152,744	$426,444 (-12.43%) Land $273,700 Building $152,744
2024	$3,239.00 (+6.55%) Homeowner's exemption	$162,360 (+5.14%)	$486,951 (-2.42%) Land $322,000 Building $164,951
2023	$3,040.00 (+10.91%) Homeowner's exemption	$154,430 (+6.52%)	$499,019 (+38.99%) Land $322,000 Building $177,019
2022	$2,741.00 Homeowner's exemption	$144,981	$359,042 Land $227,800 Building $131,242

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 368 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	622 units insured incl. 254 condo units
Nearby Flood Claims	229 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 134 claims Hurricane Helene, Oct 2024 · 48 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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