944 Genoa Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 944 Genoa Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,699 sqft · built 1978
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Jun 2026)
Tax Bill	$4,771 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`412213152005`

Property Details

APN / Parcel Number

Primary APN	`412213152005`
Alternative APNs	`00952140191001` `10004692819`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,603 sqft
1st Floor Area	1,699 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	9,599 sqft (0.22 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	550 sqft
Driveway	Concrete Driveway
Driveway Area	726 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Raised Porch
Porch Area	354 sqft
Loading Dock	105 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952140191001
Street Address	944 GENOA CT
City	PUNTA GORDA
State	FL
Zip	33950-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC14 BLK172 LT 11 563/761 965/1991 1392/678 1466/1888 2033/796 POA2312/1454 3298/1535 4710/671
Legal Range	22E
Legal Township	41S
Legal Section	13
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	172
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2005
Census Tract	10402

Owner

944 Genoa Ct is owned and occupied by two individuals who bought it in June 2026.

Source: Charlotte County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	944 GENOA CT, PUNTA GORDA, FL 33950-6522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Feb 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Jun 10, 2008 · Amount on File
Deed Document Number	20263653377
Prior Transfer Date	Mar 15, 1995
Prior Transfer Doc	1392000678
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 10, 2026
Property Address	944 GENOA CT, PUNTA GORDA, FL 33950-6522
Document Number	0003653377
Instrument Date	Jun 10, 2026
Instrument	20263653377
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307,545.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 GENOA CT, PUNTA GORDA, FL 33950-6522

Mortgage

Document Number	0003653378,
Date	Jun 10, 2026
Instrument	20263653378

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 16, 2021
Property Address	944 GENOA CT, PUNTA GORDA, FL 33950-6522
Document Number	0047100671
Book / Page	4710 / 671
Map Reference	MB 8 PG 9A-9Q
Instrument Date	Feb 10, 2021
Instrument	2905022
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	944 GENOA CT, PUNTA GORDA, FL 33950-6522

Tax Assessment & Valuation

The 2025 property tax bill for 944 Genoa Ct was $4,771 with a homeowner's exemption, up 5.1% from the year before.

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,771.00 (+5.13%) Homeowner's exemption	$246,869	$455,642 Land $283,900 Building $171,742
2024	$4,538.00 (+3.65%)
2023	$4,378.00 (+5.95%) Homeowner's exemption	$232,924 (+3%)	$460,524 (-6.45%) Land $334,000 Building $126,524
2022	$4,132.00 Homeowner's exemption	$226,140	$492,273 Land $236,300 Building $255,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 944 Genoa Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 368 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	622 units insured incl. 254 condo units
Nearby Flood Claims	229 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 134 claims Hurricane Helene, Oct 2024 · 48 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 944 Genoa Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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