95 Winter St, Lexington, MA 02420 Property Records

Middlesex County and Lexington Town property record for 95 Winter St, Lexington, MA 02420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1977
Lot Size	0.258 acres (11,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,310,000 (Sep 2022)
Tax Bill	$13,763 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0090 L:000104`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0090 L:000104`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	971 sqft
Attic	Attic
Attic Area	806 sqft
Basement Area	971 sqft
Unfinished Basement	971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,220 sqft (0.258 acres)
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	95 WINTER ST
City	LEXINGTON
State	MA
Zip	02420-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Lot Number	104
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1008
Census Tract	358700

Owner

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 WINTER ST, LEXINGTON, MA 02420-1142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Apr 19, 2016
Deed Document Number	2022135895
Deed Book / Page	80674 / 336
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Sep 6, 2022
Property Address	95 WINTER ST, LEXINGTON, MA 02420-1142
Document Number	080674-336
Book / Page	80674 / 336
Instrument Date	Sep 6, 2022
Instrument	135895
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	95 WINTER ST, LEXINGTON, MA 02420-1142

Mortgage

Document Number	0000135896
Date	Sep 6, 2022
Instrument	135896

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Oct 1, 2029
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Mortgage

Document Number	080674-357
Date	Sep 6, 2022
Book Page	80674/357
Instrument	135897

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,763.00 (+4.3%)	$1,118,000 (+3.61%) Land $650,000 Building $468,000	$1,451,885 (-)
2025	$13,196.00 (+2.69%)	$1,079,000 (+2.86%) Land $619,000 Building $460,000	$1,451,885 (+0.83%)
2024	$12,850.00 (+2.54%)	$1,049,000 (+8.82%) Land $589,000 Building $460,000	$1,439,915
2023	$12,532.00	$964,000 Land $536,000 Building $428,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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