Hampden County and Ludlow Town property record for 95 Westerly Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,174 sqft · built 1988 |
| Lot Size | 1.34 acres (58,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (May 1998) |
| Tax Bill | $7,983 (2026) |
| Deeds & Mortgages | Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:033-17900 B:109T L:0 |
| Primary APN | M:033-17900 B:109T L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,174 sqft Living Area |
| Gross Area | 4,740 sqft |
| Basement Area | 1,394 sqft |
| Unfinished Basement | 1,394 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 58,632 sqft (1.34 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8619 |
|---|---|
| Street Address | 95 WESTERLY CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17900 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 WESTERLY CIR, LUDLOW, MA 01056-1692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 1998 · Amount on Record |
| Deed Sale | May 29, 1998 · Amount on Record |
| Deed Book / Page | 10304 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Nov 7, 2023 |
| Property Address | 95 WESTERLY CIR, LUDLOW, MA 01056-1692 |
| Document Number | 025219-141 |
| Book / Page | 25219 / 141 |
| Instrument Date | Nov 3, 2023 |
| Instrument | 53029 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4 EVANWOOD RD, WILBRAHAM, MA 01095 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,983.00 (+0.9%) | $498,600 (+9.34%) Land $102,800 Building $395,800 | $531,859 (-3.74%) |
| 2025 | $7,912.00 (+3.55%) | $456,000 (+7.95%) Land $93,500 Building $362,500 | $552,520 (+5.67%) |
| 2024 | $7,641.00 (+4.56%) | $422,400 (+12.76%) Land $93,500 Building $328,900 | $522,880 |
| 2023 | $7,308.00 | $374,600 Land $77,700 Building $296,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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