Hampden County and Ludlow Town property record for 111 Westerly Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,930 sqft · built 1999 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,500 (Aug 1998) |
| Tax Bill | $7,453 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:033-17900 B:109U L:0 |
| Primary APN | M:033-17900 B:109U L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,930 sqft Living Area |
| Gross Area | 4,462 sqft |
| Basement Area | 1,114 sqft |
| Unfinished Basement | 1,114 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,836 sqft (1.19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8620 |
|---|---|
| Street Address | 111 WESTERLY CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WAVERLY HEIGHTS SEC 03 |
| Legal Block | 17900 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 810414 |
111 Westerly Cir is owned and occupied by two individuals who bought it in August 1998.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 WESTERLY CIR, LUDLOW, MA 01056-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1998 · Amount on File |
| Deed Sale | Aug 31, 1998 · Amount on File |
| Deed Book / Page | 10426 / 361 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 111 Westerly Cir was $7,453, up 1.5% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,453.00 (+1.53%) | $465,500 (+10.02%) Land $102,200 Building $363,300 | $487,628 (+1.4%) |
| 2025 | $7,341.00 (+2.63%) | $423,100 (+7.01%) Land $92,900 Building $330,200 | $480,890 (-) |
| 2024 | $7,153.00 (+4.58%) | $395,400 (+12.78%) Land $93,000 Building $302,400 | $480,890 |
| 2023 | $6,840.00 | $350,600 Land $77,300 Building $273,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Westerly Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Westerly Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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