95 Waterman Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 95 Waterman Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,448 sqft · built 2019
Lot Size	0.226 acres (9,849 sqft)
Owner	2 Individual Names on File
Last Sale	$984,000 (Sep 2019)
Tax Bill	$28,897 (2025)
Deeds & Mortgages	Sep 2019 Sale Sep 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`41-00144-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`41-00144-0000-00003`
Alternative APNs	`410014400003` `246300`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,448 sqft Living Area
1st Floor Area	1,700 sqft
Upper Floors Area	1,748 sqft
Basement Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	9,849 sqft (0.226 acres)
Lot Dimensions	197 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Deck Area	400 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	246300
Street Address	95 WATERMAN AVE
City	RUMSON
State	NJ
Zip	07760-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	144
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

95 Waterman Ave is owned by two individuals who bought it in September 2019.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	715 SE 2ND AVE, DELRAY BEACH, FL 33483-3401
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Grant Deed, Transfer AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS CO
Sep 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Prior Sale	Jun 8, 1995 · Amount on File
Deed Document Number	201982540
Deed Book / Page	9367 / 1434
Transfer Doc	0000094359
Record Updated	Sep 20, 2026

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 6, 2019
Property Address	95 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0000082540
Book / Page	009367 / 001434
Instrument Date	Aug 29, 2019
Instrument	82540
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	AMTRUST TITLE INSURANCE COMPANY, AMTRUST TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$984.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 MERCER ST JERSEY CITY NJ 073023516, JERSEY CITY, NJ 07302-3516

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 24, 2018
Property Address	95 WATERMAN AVE, RUMSON, NJ 07760-2038
Document Number	0000094359
Book / Page	009313 / 002254
Instrument Date	Aug 29, 2018
Instrument	94359
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 WATERMAN AVE RUMSON NJ 077602038, RUMSON, NJ 07760-2038

Tax Assessment & Valuation

The 2025 property tax bill for 95 Waterman Ave was $28,897, up 4% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,156,300 (+14.58%) Land $1,495,300 Building $1,661,000	$3,156,300 (+14.58%) Land $1,495,300 Building $1,661,000
2025	$28,897.00 (+4.01%)	$2,754,700 Land $1,327,400 Building $1,427,300	$2,754,700 Land $1,327,400 Building $1,427,300
2024	$27,784.00
2023		$2,351,300 Land $1,162,500 Building $1,188,800	$2,351,300 Land $1,162,500 Building $1,188,800
2022	$27,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 95 Waterman Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 95 Waterman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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