Monmouth County and Rumson Borough property record for 101 Waterman Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,691 sqft · built 1985 |
| Lot Size | 0.363 acres (15,790 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (Oct 2003) |
| Tax Bill | $31,024 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00144-0000-00001 |
| Primary APN | 41-00144-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,691 sqft Living Area |
| 1st Floor Area | 2,156 sqft |
| Upper Floors Area | 1,736 sqft |
| Basement Area | 441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,790 sqft (0.363 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 629 sqft |
| Patio Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 246100 |
|---|---|
| Street Address | 101 WATERMAN AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 144 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 WATERMAN AVE, RUMSON, NJ 07760-2038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Dec 1, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA/IL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2003 · Amount on Record |
| Deed Sale | Oct 22, 2003 · Amount on Record |
| Prior Sale | Aug 17, 2002 · Amount on Record |
| Deed Book / Page | 8290 / 9241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 101 WATERMAN AVE, RUMSON, NJ 07760-2038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2021 |
| Title Company | NEW YORK METRO TITLE AGENCY INC, NEW YORK METRO TTL AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0095288782 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 9528/8782 |
| Instrument | 2021110787 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 101 WATERMAN AVE, RUMSON, NJ 07760-2038 |
| Document Number | 0000016033 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 101 WATERMAN AVE RUMSON NJ 077602038, RUMSON, NJ 07760-2038 |
| Document Number | 0000016033 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 009273/003013 |
| Instrument | 16033 |
| Name | BANK OF AMERICA/IL |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,391,400 (+14.67%) Land $1,958,900 Building $1,432,500 | $3,391,400 (+14.67%) Land $1,958,900 Building $1,432,500 | |
| 2025 | $31,024.00 (+0.26%) | $2,957,500 (+14.49%) Land $1,738,300 Building $1,219,200 | $2,957,500 (+14.49%) Land $1,738,300 Building $1,219,200 |
| 2024 | $30,944.00 (+4.49%) | ||
| 2023 | $2,583,200 Land $1,490,400 Building $1,092,800 | $2,583,200 Land $1,490,400 Building $1,092,800 | |
| 2022 | $29,613.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 440 (1978–2026) |
| Claims Outside the SFHA | 27 of 440 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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