95 W State St, Springboro, OH 45066 Property Records

Warren County property record for 95 W State St, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 980 sqft · built 1960
Lot Size0.218 acres (9,534 sqft)
OwnerIndividual Name on File
Last Sale$165,500 (Feb 2021)
Tax Bill$1,980 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-13-279-009-0

Property Details

APN / Parcel Number

Primary APN04-13-279-009-0
Alternative APNs
  • 0413279009
  • 413279009
  • 511285

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick/Stone
Construction TypeBrick
Foundation TypeConcrete
Lot Area9,534 sqft
Garage TypeMixed
Garage Area286 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number511285
Old Parcel Number0413279009
Street Address95 W STATE ST
CitySPRINGBORO
StateOH
Zip45066-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROYAL OAKS PARK LOT# 19
Legal SubdivisionROYAL OAKS PARK
Legal Block279
Legal Lot Number19
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3015
Census Tract30503

Owner

95 W State St is owned and occupied by an individual who bought it in February 2021.

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address95 W STATE ST, SPRINGBORO, OH 45066-1237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2021 · Amount on File
Deed SaleFeb 5, 2021 · Amount on File
Prior SaleDec 16, 2015
Deed Document Number0002558628
Deed Book / Page2558 / 628
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateFeb 5, 2021
Property Address95 W STATE ST, SPRINGBORO, OH 45066-1237
Document Number0000005991
Map ReferenceMB 4 PG 163
Instrument DateDec 31, 2020
Instrument2021-005991
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 W STATE ST, SPRINGBORO, OH 45066-1237

Mortgage

Document Number0000005992
DateFeb 5, 2021
Instrument2021-005992
Lender
NameLCNB NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 95 W State St was $1,980.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,980.00$50,848 Land $17,500 Building $33,348$145,280 Land $50,000 Building $95,280
2023$1,719.00 (+1.48%) Homeowner's exemption$40,380 (-) Land $10,763 Building $29,617
2022$1,694.00 Homeowner's exemption$40,380 Land $10,763 Building $29,617$115,370 (-) Land $30,750 Building $84,620
2021$115,370 Land $30,750 Building $84,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 95 W State St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1984–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 95 W State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on W State St

Nearby Streets

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