Cherokee County property record for 95 Volunteer Ln, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,963 sqft · built 2007 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jun 2022) |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455002890392000 |
| Primary APN | 455002890392000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,963 sqft Heated Area |
| Upper Floors Area | 899 sqft |
| Basement Area | 1,064 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 64,469 sqft (1.48 acres) |
| Lot Width | 180 ft Width |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 190 sqft |
| Deck Area | 234 sqft |
| Patio Area | 472 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 57611 |
|---|---|
| Street Address | 95 VOLUNTEER LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT C DWAYNE SNEED PROP 1252/409 |
| Legal Phase | 1252 |
| Legal Lot Number | C |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 930606 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 95 VOLUNTEER LN, MURPHY, NC 28906-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on Record |
| Deed Sale | Jun 1, 2022 · Amount on Record |
| Prior Sale | Sep 22, 2006 · Amount on Record |
| Deed Document Number | 0001252409 |
| Deed Book / Page | 1252 / 409 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 1, 2022 |
| Property Address | 95 VOLUNTEER LN, MURPHY, NC 28906-7311 |
| Document Number | 001713/641 |
| Book / Page | 1713 / 641 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 3647 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 VOLUNTEER LN, 95, MURPHY, NC 28906-7311 |
| Name | Verified Name |
|---|---|
| Address | 95 VOLUNTEER LN, MURPHY, NC 28906-7311 |
| Document Number | 0001713645 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 1713/645 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 | $194,180 (-) | $194,180 (-) Land $6,500 Building $187,680 |
| 2023 | $194,180 | $194,180 Land $6,500 Building $187,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Peachtree Broadband Fiber.
5G (outdoors only) and 4G LTE
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