15 Volunteer Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 15 Volunteer Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,400 sqft · built 2007
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Nov 2020)
Tax Bill	$1,636 (2025)
Deeds & Mortgages	May 2018 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`455002799034000`

Property Details

APN / Parcel Number

Primary APN	`455002799034000`
Alternative APN	`53314`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,400 sqft Heated Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Lot Width	183 ft Width

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Deck Area	560 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53314
Street Address	15 VOLUNTEER LN
City	MURPHY
State	NC
Zip	28906-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR MCGRAW 1628/835
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1000
Census Tract	930606

Owner

15 Volunteer Ln is owned and occupied by an individual who bought it in November 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP
Apr 12, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIME CHOICE FUNDING INC
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Nov 13, 2019	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 29, 2017	Special Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Nov 13, 2019 · Amount on File
Deed Document Number	7138
Deed Book / Page	1665 / 474
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01588/0256
Date	May 30, 2018
Book Page	01588/0256
Instrument	02571

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01610/0888
Date	Apr 12, 2019
Book Page	01610/0888
Instrument	01554

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 20, 2020
Property Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311
Document Number	1665/474
Book / Page	1665 / 474
Map Reference	MB 1325 PG 32
Instrument Date	Nov 12, 2020
Instrument	7138
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 CHANCELLORSVILLE DR, 2801, TALLAHASSEE, FL 32312-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 SW 91ST TER, GAINESVILLE, FL 32608-4369

Mortgage

Document Number	1665478
Date	Nov 20, 2020
Instrument	1665/478

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 13, 2019
Property Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311
Document Number	01628/0835
Book / Page	01628 / 0835
Instrument Date	Nov 1, 2019
Instrument	05519
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14783 WHITE TAIL RUN, 14783, NOBLESVILLE, IN 46060-7891

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311

Mortgage

Document Number	016280839
Date	Nov 13, 2019
Instrument	01628/0839

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 29, 2017
Property Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311
Document Number	01567/1100
Book / Page	01567 / 1100
Instrument Date	Aug 25, 2017
Instrument	03849
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 WADE AVE, 1000, RALEIGH, NC 27605-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VOLUNTEER LN, MURPHY, NC 28906-7311

Mortgage

Document Number	01567/1105
Date	Aug 29, 2017
Book Page	01567/1105
Instrument	03850

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 Volunteer Ln was $1,636.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,636.00	$236,190	$236,190 Land $13,000 Building $223,190
2023		$236,520	$236,520 Land $13,000 Building $223,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Volunteer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Volunteer Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Volunteer Ln

Nearby Streets

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