95 Upton St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 95 Upton St, Quincy, MA 02169

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,407 sqft · built 1955
Lot Size	0.268 acres (11,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jul 2024)
Tax Bill	$12,441 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:4096 B:22 L:20`

Property Details

APN / Parcel Number

Primary APN	`M:4096 B:22 L:20`
Alternative APNs	`QUIN M:4096 B:22 L:20` `1309901`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,407 sqft Living Area
Gross Area	5,860 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,663 sqft (0.268 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1309901
Street Address	95 UPTON ST
City	QUINCY
State	MA
Zip	02169-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	22
Legal Lot Number	20
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3009
Census Tract	418201

Owner

Source: Norfolk County and Quincy City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	95 UPTON ST, QUINCY, MA 02169-1135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) QUINCY CREDIT UNION
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit QUINCY CREDIT UNION
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUINCY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on Record
Deed Sale	Jul 18, 2024 · Amount on Record
Prior Sale	Jul 7, 2011
Deed Document Number	202445814
Deed Book / Page	41894 / 144
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Recording Date	Apr 17, 2026
Property Address	95 UPTON ST, QUINCY, MA 02169-1135
Document Number	043051-419
Book / Page	43051 / 419
Instrument Date	Apr 13, 2026
Instrument	202624310
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 UPTON ST, QUINCY, MA 02169-1135
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024310,
Date	Apr 17, 2026
Book Page	43051/419
Instrument	202624310

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	95 UPTON ST, QUINCY, MA 02169-1135
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041178-44
Date	May 5, 2023
Book Page	41178/44
Instrument	26522

Lender

Name	QUINCY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	95 UPTON ST, QUINCY, MA 02169-1135
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040437-351
Date	Apr 4, 2022
Book Page	40437/351
Instrument	29313

Lender

Name	QUINCY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	95 UPTON ST, QUINCY, MA 02169-1135
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038582-526
Date	Nov 9, 2020
Book Page	38582/526
Instrument	123830

Lender

Name	QUINCY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,441.00 (+8.43%)	$1,079,000 (+5.98%) Land $320,000 Building $759,000	$1,166,030 (+0.47%)
2024	$11,474.00 (+8.06%)	$1,018,100 (+6.72%) Land $305,200 Building $712,900	$1,160,520
2023	$10,618.00	$954,000 Land $291,100 Building $662,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

Nearby Properties on Upton St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures