78 Upton St, Quincy, MA 02169 Property Records

Norfolk County and Quincy City property record for 78 Upton St, Quincy, MA 02169

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,344 sqft · built 1955
Lot Size	0.133 acres (5,805 sqft)
Owner	Individual Name on Record
Last Sale	$701,000 (Dec 2021)
Tax Bill	$7,688 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Sep 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`M:4096 B:30 L:28`

Property Details

APN / Parcel Number

Primary APN	`M:4096 B:30 L:28`
Alternative APNs	`QUIN M:4096 B:30 L:28` `1310701`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,516 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,805 sqft (0.133 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1310701
Street Address	78 UPTON ST
City	QUINCY
State	MA
Zip	02169-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Subdivision	SYLVAN PARK
Legal Block	30
Legal Lot Number	28
Jurisdiction	QUINCY MA
Township / Civil Division	QUINCY
Census Block Group	3
Census Block	3009
Census Tract	418201

Owner

Source: Norfolk County and Quincy City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 UPTON ST, QUINCY, MA 02169-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Dec 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage LEADER BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Dec 19, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Book / Page	40203 / 411
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	78 UPTON ST, QUINCY, MA 02169-1134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039726-98
Date	Aug 11, 2021
Book Page	39726/98
Instrument	104654

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	78 UPTON ST, QUINCY, MA 02169-1134
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039872-406
Date	Sep 21, 2021
Book Page	39872/406
Instrument	121772

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Dec 29, 2021
Property Address	78 UPTON ST, QUINCY, MA 02169-1134
Document Number	040203-411
Book / Page	40203 / 411
Instrument Date	Dec 29, 2021
Instrument	161894
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 UPTON ST, QUINCY, MA 02169-1134

Mortgage

Document Number	0000161895
Date	Dec 29, 2021
Instrument	161895

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	78 UPTON ST, QUINCY, MA 02169-1134
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37516-210
Date	Jan 13, 2020
Book Page	37516/210
Instrument	2798

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUINCY MA
Property Address	78 UPTON ST, QUINCY, MA 02169-1134
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38318-556
Date	Sep 8, 2020
Book Page	38318/556
Instrument	93621

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	QUINCY MA
Recording Date	Dec 19, 2018
Property Address	78 UPTON ST, QUINCY, MA 02169-1134
Document Number	36510-233
Book / Page	36510 / 233
Instrument Date	Dec 15, 2018
Instrument	112523
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	78 UPTON ST, QUINCY, MA 02169-1134

Mortgage

Document Number	112524
Date	Dec 19, 2018
Instrument	112524

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Quincy City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Quincy City
Unified School District	Quincy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,688.00 (+8.1%)	$652,600 (+5.8%) Land $303,900 Building $348,700	$798,475 (-)
2025	$7,112.00 (+5.1%)	$616,800 (+2.73%) Land $284,000 Building $332,800	$798,475 (+1.57%)
2024	$6,767.00 (+7.46%)	$600,400 (+6.12%) Land $270,500 Building $329,900	$786,125
2023	$6,297.00	$565,800 Land $257,600 Building $308,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	QUINCY WATER DEPT. (MWRA) serves 106,000 people · EPA ID MA3243000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2024
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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