St. Johns County property record for 95 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,581 sqft Living Area |
| Lot Size | 9,147 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $522,500 (2020) |
| Tax Bill | $9,091.00 (2025) |
| Primary APN | 029011-0260 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Building Area | 3,581 sqft Living Area |
| Gross Area | 4,135 sqft Gross Area |
| 1st Floor | 1,606 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,147 sqft (0.21 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 434 sqft Garage |
| Pool Area | 288 sqft Pool |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 1,162 sqft Patio |
| Porch Area | 264 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 95 SPLIT OAK RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 26 OR4983/1922 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 1 UNITS A AND B |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Legal Unit | A |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4021 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-0260
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 95 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 07, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Jun 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2020 · Amount on Record |
| Deed Sale | Jul 07, 2020 · Amount on Record |
| Prior Sale | Dec 30, 2016 · Amount on Record |
| Deed Doc Number | 202054332 |
| Deed Book / Page | 4983 / 1922 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 07, 2020 |
| Property Address | 95 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5445 |
| Document Number | 0049831922 |
| Book / Page | 004983 / 001922 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 54332 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,658.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 95 SPLIT OAK RD ST AUGUSTINE FL 320925445, ST AUGUSTINE, FL 32092-5445 |
| Document Number | 49831924 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 004983/001924 |
| Instrument | 54333 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 06, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 95 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5445 |
| Document Number | 0047440900 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 95 SPLIT OAK RD ST AUGUSTINE FL 320925445, ST AUGUSTINE, FL 32092-5445 |
| Document Number | 0047440900 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 004744/000900 |
| Instrument | 43510 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,584 (+2.7%) | $578,221 (+0.18%) Land $100,000 Building $478,221 | |
| 2025 | $9,091.00 (+8.02%) Homeowner's exemption | $485,476 (+2.9%) | $577,174 (-1.17%) Land $100,000 Building $477,174 |
| 2024 | $8,416.00 (+1.45%) Homeowner's exemption | $471,794 (+3%) | $583,983 (+8.87%) Land $100,000 Building $483,983 |
| 2023 | $8,296.00 (+1.77%) Homeowner's exemption | $458,052 (+3%) | $536,390 (+6.52%) Land $84,000 Building $452,390 |
| 2022 | $8,152.00 Homeowner's exemption | $444,711 | $503,563 Land $84,000 Building $419,563 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,639 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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