DuPage County property record for 95 Split Oak Rd, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,106 sqft · built 1978 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Aug 2021) |
| Tax Bill | $8,320 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-405-027 |
| Primary APN | 08-31-405-027 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,106 sqft Living Area |
| Gross Area | 2,898 sqft |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,494 sqft |
| Finished Basement | 702 sqft |
| Unfinished Basement | 792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 534 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 95 SPLIT OAK RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-2279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RESUB OF OLD FARM AT NAPERVILLE UNIT THREE-A ALL |
| Legal Subdivision | OLD FARM AT NAPERVILLE |
| Legal Block | 15 |
| Legal Lot Number | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 846207 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 95 SPLIT OAK RD, NAPERVILLE, IL 60565-2279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 26, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Mar 26, 2018 |
| Deed Document Number | 2021128047 |
| Prior Transfer Date | Feb 19, 2018 |
| Prior Transfer Doc | 0000025819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 25, 2021 |
| Property Address | 95 SPLIT OAK RD, NAPERVILLE, IL 60565-2279 |
| Document Number | 0000128047 |
| Map Reference | DOC R78-13679 |
| Instrument Date | Aug 20, 2021 |
| Instrument | R2021-128047 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 SPLIT OAK RD, NAPERVILLE, IL 60565-2279 |
| Document Number | 0000128048 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | R2021-128048 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 26, 2018 |
| Property Address | 95 SPLIT OAK RD, NAPERVILLE, IL 60565-2279 |
| Document Number | 0000025819 |
| Map Reference | DOCR78-13679 |
| Instrument Date | Feb 19, 2018 |
| Instrument | R2018-025819 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | SNP TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 SPLIT OAK RD, NAPERVILLE, IL 60565-2279 |
| Document Number | 0000025820 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | R2018-025820 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,320.00 (+17.85%) | $150,561 (+30.81%) Land $67,545 Building $83,016 | $451,683 (+30.81%) Land $202,635 Building $249,048 |
| 2022 | $7,060.00 Homeowner's exemption | $115,100 Land $51,640 Building $63,460 | $345,300 Land $154,920 Building $190,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 112 units insured incl. 106 condo units |
| Nearby Flood Claims | 8 (1996) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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