DuPage County property record for 105 Split Oak Rd, Naperville, IL 60565
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,706 sqft · built 2017 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Jul 2010) |
| Tax Bill | $14,899 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-405-025 |
| Primary APN | 08-31-405-025 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,706 sqft Living Area |
| Gross Area | 5,507 sqft |
| 1st Floor Area | 1,809 sqft |
| 2nd Floor Area | 1,897 sqft |
| Basement Area | 1,801 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood Siding |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 820 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Electric |
|---|
| Street Address | 105 SPLIT OAK RD |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60565-4276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RESUB OF OLD FARM AT NAPERVILLE UNIT THREE-A ALL |
| Legal Subdivision | OLD FARM AT NAPERVILLE |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 846207 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 SPLIT OAK RD, NAPERVILLE, IL 60565-4276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 10, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Apr 17, 2017 | Trustee's Deed, Construction Loan · Line of Credit PRIVATEBANK & TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2010 · Amount on Record |
| Deed Sale | Jul 2, 2010 · Amount on Record |
| Prior Sale | Jul 25, 2007 · Amount on Record |
| Deed Document Number | 201084826 |
| Last Transfer Date | Sep 13, 2010 |
| Transfer Doc | 0000134139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 105 SPLIT OAK RD, NAPERVILLE, IL 60565-4276 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000160779 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | R2021-160779 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 105 SPLIT OAK RD, NAPERVILLE, IL 60565-4276 |
| Document Number | 0000109622 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 105 SPLIT OAK RD NAPERVILLE IL 605654276, NAPERVILLE, IL 60565-4276 |
| Document Number | 0000109622 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 109622 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 17, 2017 |
| Property Address | 105 SPLIT OAK RD, NAPERVILLE, IL 60565-4276 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 36439 |
| Transaction Type | Construction Loan |
| Record Updated | May 16, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 105 SPLIT OAK RD NAPERVILLE IL 605654276, NAPERVILLE, IL 60565-4276 |
| Document Number | 0000036439 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 36439 |
| Name | PRIVATEBANK & TR |
|---|---|
| Type | Funding / Finance Company |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.79% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,899.00 (+17.89%) | $263,305 (+30.81%) Land $66,201 Building $197,104 | $789,915 (+30.81%) Land $198,603 Building $591,312 |
| 2022 | $12,638.00 Homeowner's exemption | $201,290 Land $50,610 Building $150,680 | $603,870 Land $151,830 Building $452,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 112 units insured incl. 106 condo units |
| Nearby Flood Claims | 8 (1996) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures