Clay County property record for 95 Spence Ln, Hilham, TN 38568
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 2008 |
| Lot Size | 6.54 acres (284,882 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Jul 2007) |
| Tax Bill | $924 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 014087 00321 |
| Primary APN | 014087 00321 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 284,882 sqft (6.54 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 2,006 sqft |
| Parking Spaces | 7 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Canopy | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 95 SPENCE LN |
|---|---|
| City | HILHAM |
| State | TN |
| Zip | 38568-5648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: R01 |
| Legal Lot Number | 12 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 955000 |
Source: Clay County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 95 SPENCE LN, HILHAM, TN 38568-5648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2007 · Amount on Record |
| Deed Sale | Jul 9, 2007 · Amount on Record |
| Prior Sale | Jul 7, 2007 · Amount on Record |
| Deed Book / Page | 89 / 328 |
| Transfer Doc | 00WD88/118 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $924.00 | $35,550 (-) Land $5,825 Building $29,725 | |
| 2023 | $35,550 (-) Land $5,825 Building $29,725 | ||
| 2022 | $924.00 | $35,550 Land $5,825 Building $29,725 | $142,200 Land $23,300 Building $118,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2021–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
No cell data coverage reported
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